60 Arc Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 60 Arc Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,278 sqft · built 2020
Lot Size	1.84 acres (80,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Dec 2019)
Tax Bill	$60 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-138804`

Property Details

APN / Parcel Number

Primary APN	`08-138804`
Alternative APN	`138804`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,278 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	80,499 sqft (1.84 acres)
Garage Type	Mixed
Garage Area	1,632 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	138804
Street Address	60 ARC DR
City	CONOWINGO
State	MD
Zip	21918-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 3 - 1.848 ACRES 60 ARC DRIVE THE POTTERS CLAY
Legal Subdivision	THE POTTERS CLAY
Legal Lot Number	3
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	2
Census Block	2018
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 ARC DR, CONOWINGO, MD 21918-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 23, 2019	Deed, Subdivision Related Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Deed Book / Page	4519 / 444
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	60 ARC DR, CONOWINGO, MD 21918-1227
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057620301
Date	Mar 31, 2026
Book Page	5762/301

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	60 ARC DR, CONOWINGO, MD 21918-1227
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054030498
Date	Dec 8, 2023
Book Page	5403/498

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	60 ARC DR, CONOWINGO, MD 21918-1227
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049260310
Date	Jun 30, 2021
Book Page	4926/310

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2050

December 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 23, 2019
Property Address	60 ARC DR, CONOWINGO, MD 21918-1227
Document Number	0045190444
Book / Page	4519 / 444
Map Reference	MB PC 1117 FO 77
Instrument Date	Nov 12, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60 ARC DR, CONOWINGO, MD 21918-1227

Mortgage

Document Number	0004519449
Date	Dec 23, 2019
Instrument	4519/449

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$60.00 Homeowner's exemption	$447,367 (+3.82%)	$480,300 (+11.46%) Land $118,900 Building $361,400
2025	$60.00 Homeowner's exemption	$430,900 (+8.13%) Land $118,900 Building $312,000	$430,900 (-) Land $118,900 Building $312,000
2023	$60.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$398,500	$430,900 Land $118,900 Building $312,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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