14 Arc Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 14 Arc Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,634 sqft · built 2019
Lot Size	1.25 acres (54,494 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2020)
Tax Bill	$60 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-138809`

Property Details

APN / Parcel Number

Primary APN	`08-138809`
Alternative APN	`138809`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	54,494 sqft (1.25 acres)
Garage Type	Mixed
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	138809
Street Address	14 ARC DR
City	CONOWINGO
State	MD
Zip	21918-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 8 - 1.251 ACRES 14 ARC DRIVE THE POTTERS CLAY
Legal Subdivision	POTTERS CLAY
Legal Lot Number	8
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	2
Census Block	2018
Census Tract	31400

Owner

Source: Cecil County records · APN 08-138809

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 ARC DR, CONOWINGO, MD 21918-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 05, 2020	Deed, Transfer · VA Mortgage PNC BANK NA
Oct 19, 2018	Grant Deed, Subdivision Related Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2020 · Amount on Record
Deed Sale	May 05, 2020 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Book / Page	4593 / 453
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	14 ARC DR, CONOWINGO, MD 21918-1227
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ARC DR, CONOWINGO, MD 21918-1227

Mortgage

Document Number	0053050110
Date	Mar 20, 2023
Book Page	5305/110

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	May 05, 2020
Property Address	14 ARC DR, CONOWINGO, MD 21918-1227
Document Number	0045930453
Book / Page	4593 / 453
Map Reference	MB PC117 FO 77
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 ARC DR, CONOWINGO, MD 21918-1227

Mortgage

Document Number	0004593460
Date	May 05, 2020
Instrument	4593/460

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Oct 19, 2018
Property Address	14 ARC DR, CONOWINGO, MD 21918-1227
Document Number	0043150241
Book / Page	004315 / 000241
Instrument Date	Oct 18, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 02, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	ARO DR CONOWINGO MD 21918, CONOWINGO, MD 21918

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,800 (+23.22%)	$457,400 (+16.24%) Land $113,000 Building $344,400
2025	$60.00 Homeowner's exemption
2023	$60.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$336,633	$393,500 Land $113,000 Building $280,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150314002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable	750 / 20

May also be available: Verizon.

Based on FCC filings for 40 locations within half a mile of this property.

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