55 Arc Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 55 Arc Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,453 sqft · built 2017
Lot Size	2.02 acres (88,383 sqft)
Owner	Individual Name on Record
Last Sale	$436,629 (Jul 2017)
Tax Bill	$4,911 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-138803`

Property Details

APN / Parcel Number

Primary APN	`08-138803`
Alternative APN	`138803`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,453 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	88,383 sqft (2.02 acres)
Garage Type	Built-in
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	218 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	138803
Street Address	55 ARC DR
City	CONOWINGO
State	MD
Zip	21918-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 2 - 2.029 ACRES 55 ARC DRIVE THE POTTERS CLAY
Legal Subdivision	THE POTTERS CLAY
Legal Lot Number	2
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	2
Census Block	2018
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 ARC DR, CONOWINGO, MD 21918-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 20, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Deed Book / Page	4102 / 75
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	55 ARC DR, CONOWINGO, MD 21918-1229
Document Number	0046010389
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ARC DR CONOWINGO MD 219181229, CONOWINGO, MD 21918-1229

Mortgage

Document Number	0046010389
Date	May 20, 2020
Book Page	004601/000389

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

July 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 20, 2017
Property Address	55 ARC DR, CONOWINGO, MD 21918-1229
Document Number	0041020075
Book / Page	4102 / 075
Map Reference	MB1117 PG77
Instrument Date	Jun 26, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ARD DR, CONOWINGO, MD 21918-1229

Mortgage

Document Number	0000410284
Date	Jul 20, 2017
Instrument	4102/84

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,911.00 (+2.98%) Homeowner's exemption	$522,267 (+15.91%)	$568,200 (+13.8%) Land $120,700 Building $447,500
2025	$4,769.00 (+28.13%) Homeowner's exemption
2023	$3,722.00 Homeowner's exemption	$450,567	$499,300 Land $120,700 Building $378,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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