34 Arc Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 34 Arc Dr, Conowingo, MD 21918 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,474 sqft · built 2018
Lot Size	1.78 acres (77,842 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Jan 2026)
Tax Bill	$4,320 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-138806`

Property Details

APN / Parcel Number

Primary APN	`08-138806`
Alternative APN	`138806`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,474 sqft Total Area
Utility Area	564 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	77,842 sqft (1.78 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	138806
Street Address	34 ARC DR
City	CONOWINGO
State	MD
Zip	21918-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 - 1.787 ACRES 34 ARC DRIVE THE POTTERS CLAY
Legal Subdivision	THE POTTERS CLAY
Legal Lot Number	5
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	2
Census Block	2018
Census Tract	31400

Owner

Source: Cecil County records · APN 08-138806

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 ARC DR, CONOWINGO, MD 21918-1227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Feb 08, 2018	Deed, Construction Loan · Construction Mortgage ORRSTOWN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Feb 08, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	5730 / 445
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 15, 2026
Property Address	34 ARC DR, CONOWINGO, MD 21918-1227
Document Number	0057300445
Book / Page	5730 / 445
Map Reference	LB PC 1117 PG 77
Instrument Date	Jan 09, 2026
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	34 ARC DR, CONOWINGO, MD 21918-1227

Mortgage

Document Number	0005730452
Date	Jan 15, 2026
Instrument	5730/452

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

February 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 08, 2018
Property Address	34 ARC DR, CONOWINGO, MD 21918-1227
Document Number	0042000013
Book / Page	4200 / 013
Map Reference	CAB PC SL1117 PG77
Instrument Date	Nov 09, 2017
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 WEAVER MEADOWS RD, 100, CONOWINGO, MD 21918-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 STARDUST DR, NEWARK, DE 19702-4771

Mortgage

Document Number	0000420018
Date	Feb 08, 2018
Instrument	4200/18

Lender

Name	ORRSTOWN BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,200 (+2.8%)	$422,000 (+8.4%) Land $118,300 Building $303,700
2025	$4,320.00 (+31.87%)	$389,300 (+9.78%) Land $118,300 Building $271,000	$389,300 (-) Land $118,300 Building $271,000
2023	$3,276.00	$354,633	$389,300 Land $118,300 Building $271,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150314002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1978–1999)
Most Recent Claim	Sep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Armstrong Holdings	Cable	750 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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