Caroline County property record for 6 Oakview Ct, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1994 |
| Lot Size | 0.337 acres (14,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $171,500 (Sep 2017) |
| Tax Bill | $2,779 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-017138 |
| Primary APN | 07-017138 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,700 sqft (0.337 acres) |
| Pool Type | Pool Type |
| Pool Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 017138 |
|---|---|
| Street Address | 6 OAKVIEW CT |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 14,700 SF LOT 26 S/S OAKVIEW COURT OAKVIEW |
| Legal Subdivision | OAKVIEW |
| Legal Lot Number | 26 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 955201 |
Source: Caroline County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 12, 2017 | Deed, Transfer · Conventional Mortgage VICTORIAN FINANCIAL LLC |
| May 26, 2017 | Grant Deed, Transfer CHANCELLOR TITLE SERVICES INC, CHANCELLOR TITLE SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2017 · Amount on Record |
| Deed Sale | Sep 12, 2017 · Amount on Record |
| Prior Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 20171274-390 |
| Deed Book / Page | 1274 / 390 |
| Prior Transfer Date | Apr 30, 2007 |
| Prior Transfer Doc | 0007600719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Aug 17, 2026 |
| Property Address | 6 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 1802000180 |
| Book / Page | 1802 / 180 |
| Instrument Date | Aug 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 1802000180, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 1802/180 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Aug 10, 2057 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 6 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014950176 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 1495/176 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 12, 2017 |
| Property Address | 6 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0012740390 |
| Book / Page | 1274 / 390 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 1274-390 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CERTIFIED TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 1274396 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 1274-396 |
| Name | VICTORIAN FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | May 26, 2017 |
| Property Address | 6 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0012590087 |
| Book / Page | 001259 / 000087 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | CHANCELLOR TITLE SERVICES INC, CHANCELLOR TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $89.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 15306 LAURELTON DR LAUREL MD 207073636, LAUREL, MD 20707-3636 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,067 (+12.41%) | $279,900 (-) Land $53,500 Building $226,400 | |
| 2025 | $2,779.00 (+9.58%) Homeowner's exemption | $224,233 (+24.09%) | $279,900 (+42.52%) Land $53,500 Building $226,400 |
| 2023 | $2,536.00 Homeowner's exemption | $180,700 | $196,400 Land $53,500 Building $142,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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