10 Oakview Ct, Ridgely, MD 21660 Property Records

Caroline County property record for 10 Oakview Ct, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1997
Lot Size	0.21 acres (9,156 sqft)
Owner	2 Individual Names on File
Last Sale	$97,800 (Jun 1997)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-017162`

Property Details

APN / Parcel Number

Primary APN	`07-017162`
Alternative APNs	`7017162` `017162`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,156 sqft (0.21 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	017162
Street Address	10 OAKVIEW CT
City	RIDGELY
State	MD
Zip	21660-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	9,156 SF LOT 29 W/S OAKVIEW COURT OAKVIEW
Legal Subdivision	OAKVIEW
Legal Lot Number	29
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1076
Census Tract	955201

Owner

Source: Caroline County records · APN 07-017162

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 OAKVIEW CT, RIDGELY, MD 21660-2100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 1997 · Amount on Record
Deed Sale	Jun 27, 1997 · Amount on Record
Deed Document Number	1997527
Deed Book / Page	319 / 269
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Recording Date	Jun 08, 2026
Property Address	10 OAKVIEW CT, RIDGELY, MD 21660-2100
Document Number	1790000388
Book / Page	1790 / 388
Instrument Date	May 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 OAKVIEW CT, RIDGELY, MD 21660-2100

Mortgage

Document Number	1790000388,
Date	Jun 08, 2026
Book Page	1790/388

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 01, 2066

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,367 (+13.68%)	$402,600 (-) Land $51,200 Building $351,400
2025	$3,556.00 (+9.65%) Homeowner's exemption	$316,133 (+26.67%)	$402,600 (+47.53%) Land $51,200 Building $351,400
2023	$3,243.00 Homeowner's exemption	$249,567	$272,900 Land $51,200 Building $221,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 98 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF RIDGELY serves 1,600 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.