Caroline County property record for 1 Oakview Ct, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1998 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Sep 2026) |
| Tax Bill | $3,137 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-016867 |
| Primary APN | 07-016867 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 016867 |
|---|---|
| Street Address | 1 OAKVIEW CT |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 8,000 SF LOT 2 N/S OAKVIEW COURT OAKVIEW |
| Legal Subdivision | OAKVIEW |
| Legal Lot Number | 2 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Nov 7, 2018 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Oct 23, 2018 | Grant Deed, Transfer BRILLIANT TITLE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Nov 7, 2018 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 1807 / 16 |
| Prior Transfer Date | Apr 23, 2004 |
| Prior Transfer Doc | 0005690213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 15, 2026 |
| Property Address | 1 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 1807000016 |
| Book / Page | 1807 / 16 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | CHARTER TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 1807000024, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 1807/24 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 1807000044, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 1807/44 |
| Name | DEPARTMENT OF HOUSING AND COM |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 1 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | REAL ESTATE TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0013870079 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 1387/079 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Nov 7, 2018 |
| Property Address | 1 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0013330414 |
| Book / Page | 1333 / 414 |
| Map Reference | CAB6 PL42-A |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | REAL ESTATE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0001333419 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 1333/419 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Oct 23, 2018 |
| Property Address | 1 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0013310200 |
| Book / Page | 001331 / 000200 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Title Company | BRILLIANT TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 119 PLEASANT SPRINGS DR CENTREVILLE MD 216172378, CENTREVILLE, MD 21617-2378 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,137.00 (+4.01%) Homeowner's exemption | $261,200 (+14.06%) | $293,400 (-) Land $50,800 Building $242,600 |
| 2025 | $3,016.00 (+8.92%) Homeowner's exemption | $229,000 (+20.59%) | $293,400 (+49.09%) Land $50,800 Building $242,600 |
| 2023 | $2,769.00 Homeowner's exemption | $189,900 | $196,800 Land $50,800 Building $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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