Caroline County property record for 4 Oakview Ct, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1995 |
| Lot Size | 0.333 acres (14,525 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Dec 2019) |
| Tax Bill | $2,822 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-017111 |
| Primary APN | 07-017111 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,525 sqft (0.333 acres) |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 017111 |
|---|---|
| Street Address | 4 OAKVIEW CT |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 14,525 SF LOT 25 S/S OAKVIEW COURT OAKVIEW |
| Legal Subdivision | OAKVIEW |
| Legal Lot Number | 25 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 955201 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Dec 20, 2019 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Sep 1, 2017 | Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| May 10, 2017 | Grant Deed, Transfer QUEENSTOWN BK/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Prior Sale | Sep 1, 2017 · Amount on Record |
| Deed Book / Page | 1391 / 424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 4 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0014860083 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 1486/83 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Dec 20, 2019 |
| Property Address | 4 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0013910424 |
| Book / Page | 001391 / 000424 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | LIBERTY TITLE AND ESCROW/MARYLAND LLC, LIBERTY TITLE & ESCROW/MARYLAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 OAKVIEW CT RIDGELY MD 216602100, RIDGELY, MD 21660-2100 |
| Document Number | 13910432 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 001391/000432 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 1, 2017 |
| Property Address | 4 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0012730230 |
| Book / Page | 1273 / 230 |
| Map Reference | MB6 PL42-A |
| Instrument Date | Aug 30, 2017 |
| Instrument | 1273-230 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | EASTERN SHORE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 1273234 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 1273-234 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | May 10, 2017 |
| Property Address | 4 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0012560249 |
| Book / Page | 001256 / 000249 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | TITLE EXCELLENCE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 707 SHORE DR EDGEWATER MD 210372138, EDGEWATER, MD 21037-2138 |
| Document Number | 12560252 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 001256/000252 |
| Name | QUEENSTOWN BK/MD |
|---|---|
| Type | Bank |
| Address | QUEENSTOWN, MD 21658 |
| Amount | Amount Recorded |
|---|
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,200 (+39.72%) | $284,700 (+42.92%) Land $53,400 Building $231,300 | |
| 2025 | $2,822.00 (+9.51%) | ||
| 2023 | $2,577.00 Homeowner's exemption | $183,367 | $199,200 Land $53,400 Building $145,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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