6 N Joseph St, Westerly, RI 02891 Property Records

Westerly Town property record for 6 N Joseph St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	1,584 sqft Living Area
Lot Size	18,485 sqft (0.424 acres)
Occupancy	Owner Occupied
Last Sale	$269,900 (2018)
Tax Bill	$3,221.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:26 B:114

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6 N JOSEPH ST, WESTERLY, RI 02891-7211
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) WESTERLY CMNTY CU
Dec 28, 2018	Warranty Deed, Transfer CHARTER OAK FCU
Jul 27, 2018	Warranty Deed, Transfer
Jun 19, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Doc Number	20185506
Deed Book / Page	2018 / 22289
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 N JOSEPH ST, WESTERLY, RI 02891-7211
Document Number	2020-6630
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 N JOSEPH ST WESTERLY RI 028917211, WESTERLY, RI 02891-7211

Mortgage

Document Number	2020-6630
Date	Dec 01, 2020
Book Page	002020/026630
Instrument	6096

Lender

Name	WESTERLY CMNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 28, 2018
Property Address	6 N JOSEPH ST, WESTERLY, RI 02891-7211
Document Number	2018-2289
Book / Page	002018 / 022289
Instrument Date	Dec 27, 2018
Instrument	5506
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$269.90
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LITTON AVE GROTON CT 063404555, GROTON, CT 06340-4555

Mortgage

Document Number	2018-2292
Date	Dec 28, 2018
Book Page	002018/022292
Instrument	5507

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 27, 2018
Property Address	6 N JOSEPH ST, WESTERLY, RI 02891-7211
Document Number	2018-2475
Book / Page	002018 / 012475
Instrument Date	Jul 17, 2018
Instrument	3123
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Tax	$175.88
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PHEASANT RUN SAUNDERSTOWN RI 028742030, SAUNDERSTOWN, RI 02874-2030

June 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WESTERLY RI
Recording Date	Jun 19, 2018
Property Address	6 N JOSEPH ST, WESTERLY, RI 02891-7211
Document Number	2018-269
Book / Page	002018 / 010269
Instrument Date	May 21, 2018
Instrument	2573
Transaction Type	Foreclosure
Record Updated	Jul 03, 2018

Transaction

Amount	Amount Recorded
Tax	$203.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 WALL ST NEW YORK NY 100052500, NEW YORK, NY 10005-2500

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,221.00 (-3.3%)	$414,000 (+26.26%) Land $157,300 Building $256,700
2023	$3,331.00 (+1.55%)	$327,900 (+0.95%) Land $112,700 Building $215,200
2022	$3,280.00	$324,800 Land $112,700 Building $212,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`WEST M:26 B:114`
Alternative APNs	`M:026 B:114 L` `12066855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,584 sqft Living Area
Gross Area	3,312 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	18,485 sqft (0.424 acres)

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	12066855
Street Address	6 N JOSEPH ST
City	WESTERLY
State	RI
Zip	02891-7211
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	114
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	1
Census Block	1008
Census Tract	50801

6 N Joseph St, Westerly, RI 02891 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on N Joseph St

Nearby Streets

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