Westerly Town property record for 5 N Joseph St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 17,614 sqft (0.404 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2022) |
| Tax Bill | $3,059.00 (2025) |
| Primary APN | WEST M:26 B:103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,008 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 17,614 sqft (0.404 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 19170593 |
|---|---|
| Street Address | 5 N JOSEPH ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-7210 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 103 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:26 B:103
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 N JOSEPH ST, WESTERLY, RI 02891-7210 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage SEACOAST MORTGAGE CORPORATION |
| Jan 21, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage LANCE BAY |
| Sep 02, 2021 | Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Prior Sale | Jan 21, 2022 · Amount on Record |
| Deed Book / Page | 2022 / 17977 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 17, 2022 |
| Property Address | 5 N JOSEPH ST, WESTERLY, RI 02891-7210 |
| Document Number | 2022-17977 |
| Book / Page | 2022 / 17977 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022-4354 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Document Number | 0020224355 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022-4355 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 21, 2022 |
| Property Address | 5 N JOSEPH ST, WESTERLY, RI 02891-7210 |
| Document Number | 02022-1308 |
| Book / Page | 2022 / 1308 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022-330 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 METACOM AVE # 2, 2, WARREN, RI 02885-1925 |
| Document Number | 0002022331 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022-331 |
| Name | LANCE BAY |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 02, 2021 |
| Property Address | 5 N JOSEPH ST, WESTERLY, RI 02891-7210 |
| Document Number | 2021-22463 |
| Book / Page | 2021 / 22463 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021-5013 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,059.00 (-2.55%) | $393,200 (+27.25%) Land $157,100 Building $236,100 |
| 2023 | $3,139.00 (+75.56%) | $309,000 (+74.58%) Land $112,500 Building $196,500 |
| 2022 | $1,788.00 | $177,000 Land $101,300 Building $75,700 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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