4 N Joseph St, Westerly, RI 02891 Property Records

Westerly Town property record for 4 N Joseph St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Ranch
Year Built	Built 1956
Square Footage	1,296 sqft Living Area
Lot Size	11,852 sqft (0.272 acres)
Tax Bill	$2,666.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:26 B:115

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4 N JOSEPH ST, WESTERLY, RI 02891-7209
Owner Type	Owner is a Company
Vesting	Owner is an Estate, Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 N JOSEPH ST, WESTERLY, RI 02891-7209
Document Number	2018-8918
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 N JOSEPH ST WESTERLY RI 028917209, WESTERLY, RI 02891-7209

Mortgage

Document Number	2018-8918
Date	Jun 01, 2018
Book Page	002018/008918
Instrument	2240

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,666.00 (-2.27%)	$342,700 (+27.64%) Land $150,700 Building $192,000
2023	$2,728.00 (+0.59%)	$268,500 (-) Land $107,700 Building $160,800
2022	$2,712.00	$268,500 Land $107,700 Building $160,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`WEST M:26 B:115`
Alternative APNs	`M:026 B:115 L` `23148000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,296 sqft Living Area
Gross Area	2,939 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,852 sqft (0.272 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	23148000
Street Address	4 N JOSEPH ST
City	WESTERLY
State	RI
Zip	02891-7209
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	115
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	1
Census Block	1008
Census Tract	50801