Westerly Town property record for 1 N Joseph St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,670 sqft · built 1949 |
| Lot Size | 0.259 acres (11,278 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,819 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:26 B:95 |
| Primary APN | WEST M:26 B:95 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| Gross Area | 3,118 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,278 sqft (0.259 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 15029385 |
|---|---|
| Street Address | 1 N JOSEPH ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-7210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 95 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50801 |
1 N Joseph St is owned and occupied by an individual who acquired it in April 2015.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 N JOSEPH ST, WESTERLY, RI 02891-7210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2015 |
| Deed Sale | Apr 2, 2015 |
| Prior Sale | Jun 30, 2000 · Amount on File |
| Deed Document Number | 20151191 |
| Deed Book / Page | 2015 / 4380 |
| Transfer Doc | 2015-4386 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1 N Joseph St was $2,819.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 | $362,300 Land $149,700 Building $212,600 | $465,305 |
| 2023 | $2,873.00 (+0.6%) | $282,800 (-) Land $106,900 Building $175,900 | |
| 2022 | $2,856.00 | $282,800 Land $106,900 Building $175,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 N Joseph St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 N Joseph St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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