6 Howe Xing, Festus, MO 63028 Property Records

Jefferson County property record for 6 Howe Xing, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,435 sqft · built 1991
Lot Size	3.96 acres (172,933 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Feb 2014)
Tax Bill	$7,815 (2025)
Deeds & Mortgages	May 2020 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-1-001-054.32`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-1-001-054.32`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,435 sqft Living Area
1st Floor Area	819 sqft
Basement Area	375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Construction Type	Masonry / Concrete Block
Lot Area	172,933 sqft
Garage Type	Attached
Garage Area	525 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	364 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6 HOWE XING
City	FESTUS
State	MO
Zip	63028-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	HOWE CROSSING LOT 6
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	HOWE CROSSING
Legal Block	3
Legal Lot Number	6
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3007
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 HOWE XING, FESTUS, MO 63028-4046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Jan 31, 2020	Deed of Trust, Mortgage FLAT BR MTG
Feb 5, 2019	Deed of Trust, Mortgage VANTAGE CU
Jun 29, 2018	Deed of Trust, Mortgage FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2014 · Amount on Record
Deed Sale	Feb 20, 2014 · Amount on Record
Prior Sale	Mar 7, 2012 · Amount on Record
Deed Document Number	20144723
Prior Transfer Date	Feb 12, 2014
Prior Transfer Doc	0000004723
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	6 HOWE XING, FESTUS, MO 63028-4046
Document Number	0000017615
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 HOWE XING FESTUS MO 630284046, FESTUS, MO 63028-4046

Mortgage

Document Number	0000017615
Date	May 22, 2020
Instrument	17615

Lender

Name	VANTAGE CU
Address	BRIDGETON, MO 63044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2045

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	6 HOWE XING, FESTUS, MO 63028-4046
Document Number	0000004408
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	TRUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 HOWE XING FESTUS MO 630284046, FESTUS, MO 63028-4046

Mortgage

Document Number	0000004408
Date	Feb 5, 2020
Instrument	4408

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	6 HOWE XING, FESTUS, MO 63028-4046
Document Number	0000004666
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 HOWE XING FESTUS MO 630284046, FESTUS, MO 63028-4046

Mortgage

Document Number	0000004666
Date	Feb 20, 2019
Instrument	4666

Lender

Name	VANTAGE CU
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	6 HOWE XING, FESTUS, MO 63028-4046
Document Number	0000020123
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 HOWE XING FESTUS MO 630284046, FESTUS, MO 63028-4046

Mortgage

Document Number	0000020123
Date	Jul 5, 2018
Instrument	20123

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,000 (-) Land $8,800 Building $114,200	$647,000 (-) Land $46,200 Building $600,800
2025	$7,815.00 (+9.67%)	$123,000 (+10.31%) Land $8,800 Building $114,200	$647,000 (-) Land $46,200 Building $600,800
2024	$7,126.00 (+0.06%)		$647,000 (+10.32%) Land $46,200 Building $600,800
2023	$7,122.00	$111,500 Land $8,800 Building $102,700	$586,500 Land $46,200 Building $540,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile, Verizon, Wisper ISP.

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