5 Howe Xing, Festus, MO 63028 Property Records

Jefferson County property record for 5 Howe Xing, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,656 sqft · built 1992
Lot Size	3.07 acres (133,729 sqft)
Owner	2 Company Names on Record
Last Sale	$118,800 (Feb 2020)
Tax Bill	$4,844 (2024)
Deeds & Mortgages	Dec 2023 Transfer Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-1-001-054.33`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-1-001-054.33`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,656 sqft Living Area
Gross Area	2,547 sqft
1st Floor Area	261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Construction Type	Masonry / Concrete Block
Lot Area	133,729 sqft (3.07 acres)
Garage Type	Attached
Garage Area	891 sqft

Exterior Amenities

Pool Area	210 sqft
Porch	Open Frame Porch
Porch Area	636 sqft
Deck Area	Deck Area
Patio Area	996 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5 HOWE XING
City	FESTUS
State	MO
Zip	63028-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	HOWE CROSSING LOT 5
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	HOWE CROSSING
Legal Block	3
Legal Lot Number	5
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3007
Census Tract	701404

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 HOWE XING, FESTUS, MO 63028-4046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Intrafamily Transfer, Transfer
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit STIFEL BK&TR
Feb 13, 2020	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	20205257
Prior Transfer Date	Aug 31, 2007
Prior Transfer Doc	2007R040798
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 4, 2023
Property Address	5 HOWE XING, FESTUS, MO 63028-4046
Document Number	0000029944
Map Reference	MB 83 PG 10
Instrument Date	Nov 30, 2023
Instrument	2023R-029944
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HOWE XING, FESTUS, MO 63028-4046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5 HOWE XING, FESTUS, MO 63028-4046
Document Number	0000008140
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 HOWE XING FESTUS MO 630284046, FESTUS, MO 63028-4046

Mortgage

Document Number	0000008140
Date	Mar 9, 2020
Instrument	8140

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 8, 2030

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 13, 2020
Property Address	5 HOWE XING, FESTUS, MO 63028-4046
Document Number	0000005257
Instrument Date	Feb 10, 2020
Instrument	5257
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 HOWE XING FESTUS MO 630284046, FESTUS, MO 63028-4046

Mortgage

Document Number	5258
Date	Feb 13, 2020
Instrument	5258

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,300 (+8.58%) Land $8,800 Building $73,500	$433,000 (-) Land $46,200 Building $386,800
2024	$4,844.00 (+0.06%)		$433,000 (+8.63%) Land $46,200 Building $386,800
2023	$4,841.00	$75,800 Land $8,800 Building $67,000	$398,600 Land $46,200 Building $352,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile, Verizon, Wisper ISP.

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