Jefferson County property record for 2 Howe Xing, Festus, MO 63028 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,506 sqft · built 1997 |
| Lot Size | 3.91 acres (170,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,450 (Oct 2021) |
| Tax Bill | $4,096 (2024) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-9.0-29.0-1-001-054.36 |
| Primary APN | 19-9.0-29.0-1-001-054.36 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,506 sqft Living Area |
| Gross Area | 5,590 sqft |
| 1st Floor Area | 2,575 sqft |
| Basement Area | 1,931 sqft |
| Finished Basement | 1,931 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 170,320 sqft (3.91 acres) |
| Garage Type | Attached |
| Garage Area | 1,084 sqft |
| Porch | Open Frame Porch |
| Porch Area | 208 sqft |
| Patio Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2 HOWE XING |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-4044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWE CROSSING LOT 2 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 29 |
| Legal Subdivision | HOWE CROSSING |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | PLATTIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 701404 |
Source: Jefferson County records · APN 19-9.0-29.0-1-001-054.36
Assessment roll updated September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 HOWE XING, FESTUS, MO 63028-4044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on Record |
| Deed Sale | Oct 18, 2021 · Amount on Record |
| Prior Sale | Sep 08, 2020 · Amount on Record |
| Deed Document Number | 202145579 |
| Prior Transfer Date | Aug 08, 2011 |
| Prior Transfer Doc | 2011R024517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2 HOWE XING, FESTUS, MO 63028-4044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2 HOWE XING, FESTUS, MO 63028-4044 |
| Document Number | 0000003459 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023R-003459 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2 HOWE XING, FESTUS, MO 63028-4044 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2 HOWE XING, FESTUS, MO 63028-4044 |
| Document Number | 2021R045580 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021R-045580 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Elementary School District | Jefferson County R-VII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,400 (+8.27%) Land $8,800 Building $60,600 | $365,300 (-) Land $46,200 Building $319,100 | |
| 2024 | $4,096.00 (+0.05%) | $365,300 (+8.33%) Land $46,200 Building $319,100 | |
| 2023 | $4,094.00 | $64,100 Land $8,800 Building $55,300 | $337,200 Land $46,200 Building $291,000 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 29% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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