4 Howe Xing, Festus, MO 63028 Property Records

Jefferson County property record for 4 Howe Xing, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,674 sqft · built 1990
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$406,300 (Oct 2019)
Tax Bill	$6,199 (2024)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-1-001-054.34`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-1-001-054.34`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Construction Type	Masonry / Concrete Block
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Attached
Garage Area	1,008 sqft

Exterior Amenities

Pool Area	469 sqft
Porch	Open Frame Porch
Porch Area	620 sqft
Patio Area	579 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 HOWE XING
City	FESTUS
State	MO
Zip	63028-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	HOWE CROSSING LOT 4
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	HOWE CROSSING
Legal Block	3
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3007
Census Tract	701404

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 HOWE XING, FESTUS, MO 63028-4045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Apr 1, 1999
Deed Document Number	201930364
Prior Transfer Date	Oct 7, 2014
Prior Transfer Doc	2014R030926
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 1, 2019
Property Address	4 HOWE XING, FESTUS, MO 63028-4045
Document Number	0000030364
Instrument Date	Sep 27, 2019
Instrument	30364
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 HOWE XING FESTUS MO 630284045, FESTUS, MO 63028-4045

Mortgage

Document Number	30365
Date	Oct 1, 2019
Instrument	30365

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,900 (+10.21%) Land $8,800 Building $98,100	$562,400 (-) Land $46,200 Building $516,200
2024	$6,199.00 (+0.05%)		$562,400 (+10.14%) Land $46,200 Building $516,200
2023	$6,196.00	$97,000 Land $8,800 Building $88,200	$510,600 Land $46,200 Building $464,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile USA, Verizon, Wisper ISP.

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