Montezuma County property record for 6 E Downey Ave, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,996 sqft · built 2007 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,000 (Dec 2011) |
| Tax Bill | $1,629 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009280 |
| Primary APN | R009280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,996 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,629 sqft (0.244 acres) |
| Garage Type | Detached |
| Garage Area | 952 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R009280 |
|---|---|
| Street Address | 6 E DOWNEY AVE |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: HILTZVILLE ADDITION LOT: 22-24 BLOCK: 8 B383 P260 B447 P697 B462 P17 B684 P537 |
| Legal Subdivision | HILTZVILLE ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 22-24 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 969301 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 E DOWNEY AVE, CORTEZ, CO 81321-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage OCMBC INC |
| Dec 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2011 · Amount on Record |
| Deed Sale | Dec 15, 2011 · Amount on Record |
| Prior Sale | Feb 29, 2008 · Amount on Record |
| Deed Document Number | 2011580139 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 6 E DOWNEY AVE, CORTEZ, CO 81321-2132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6 E DOWNEY AVE, CORTEZ, CO 81321-2132 |
| Document Number | 0000643581 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 643581 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 6 E DOWNEY AVE, CORTEZ, CO 81321-2132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 626549 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 626549 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,629.00 (+34.96%) | $32,300 (+37.42%) Land $2,204 Building $30,096 | $405,784 (+37.42%) Land $27,690 Building $378,094 |
| 2024 | $1,207.00 (+9.83%) | $23,505 (-15.7%) Land $3,130 Building $20,375 | $295,292 (-15.7%) Land $39,323 Building $255,969 |
| 2023 | $1,099.00 (+18.3%) | $27,883 (+45.11%) Land $3,713 Building $24,170 | $350,292 (+45.11%) Land $46,647 Building $303,645 |
| 2022 | $929.00 | $19,215 Land $1,695 Building $17,520 | $241,404 Land $21,300 Building $220,104 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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