1601 E Downey Ave, Cortez, CO 81321 Property Records

Montezuma County property record for 1601 E Downey Ave, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2021
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Tax Bill	$1,250 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R014508`

Property Details

APN / Parcel Number

Primary APN	`R014508`
Alternative APN	`561125205008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	R014508
Street Address	1601 E DOWNEY AVE
City	CORTEZ
State	CO
Zip	81321-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: KEMNITZ SUB LOT: 6 BLOCK: E .189AC B470 P894
Legal Subdivision	KEMNITZ SUB
Legal Block	E
Legal Lot Number	6
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	3
Census Block	3009
Census Tract	969302

Owner

Source: Montezuma County records · APN R014508

Assessment roll updated March 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 749, CORTEZ, CO 81321-0749
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2022
Deed Sale	May 26, 2022
Deed Document Number	2022645432
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	May 26, 2022
Property Address	1601 E DOWNEY AVE, CORTEZ, CO 81321-2103
Document Number	0000645432
Map Reference	MB 8 PG 27
Instrument Date	May 26, 2022
Instrument	645432
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$43.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 749, PEMBROKE, GA 31321-0749

Mortgage

Document Number	0000645433
Date	May 26, 2022
Instrument	645433

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00 (+18.48%)	$24,774 (+20.59%) Land $1,704 Building $23,070	$311,232 (+20.59%) Land $21,406 Building $289,826
2024	$1,055.00 (-9.44%)	$20,544 (-17.56%) Land $2,366 Building $18,178	$258,087 (-17.57%) Land $29,726 Building $228,361
2023	$1,165.00 (+341.29%)	$24,921 (-61.7%) Land $2,870 Building $22,051	$313,087 (+39.55%) Land $36,061 Building $277,026
2022	$264.00	$65,065 Land $4,775 Building $60,290	$224,361 Land $16,466 Building $207,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
ATN International Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Farmers Telephone Company, FastTrack Communications, Visionary Communications.

Based on FCC filings for 212 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CORTEZ serves 8,770 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.