6 Cobblestone Ct, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 6 Cobblestone Ct, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,602 sqft · built 1997
Lot Size	0.37 acres (16,117 sqft)
Owner	Trust Name on File
Last Sale	$204,000 (Apr 2015)
Tax Bill	$7,283 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145289 116.14-3-28`

Property Details

APN / Parcel Number

Primary APN	`145289 116.14-3-28`
Alternative APN	`52891161400003028000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,602 sqft Living Area
1st Floor Area	902 sqft
2nd Floor Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 COBBLESTONE CT
City	LANCASTER
State	NY
Zip	14086-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	2000 KEYCHNG(HE) NEW# PER CNY MPPNG 116.14-3-28 SL125 PRIOR#116.14-1-178
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	28.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1004
Census Tract	14206

Owner

6 Cobblestone Ct is owner-occupied and held in a trust since December 2025.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	6 COBBLESTONE CT, LANCASTER, NY 14086-9326
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST PRIORITY MORTGAGE INC
Jan 15, 2026	Intrafamily Transfer, Transfer
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2015 · Amount on File
Deed Sale	Apr 2, 2015 · Amount on File
Prior Sale	Nov 7, 2012 · Amount on File
Deed Document Number	201564197
Deed Book / Page	11277 / 8236
Last Transfer Date	Dec 23, 2025
Transfer Doc	0114560228
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	6 COBBLESTONE CT, LANCASTER, NY 14086-9326
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COBBLESTONE CT, LANCASTER, NY 14086-9326

Mortgage

Document Number	0139796061
Date	Feb 10, 2021
Book Page	13979/6061
Instrument	2021026457

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company
Address	BUFFALO, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Jan 15, 2026
Property Address	6 COBBLESTONE CT, LANCASTER, NY 14086-9326
Document Number	0114560228
Book / Page	11456 / 228
Instrument Date	Dec 23, 2025
Instrument	2026009378
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 COBBLESTONE CT, LANCASTER, NY 14086-9326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COBBLESTONE CT, LANCASTER, NY 14086-9326

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	6 COBBLESTONE CT, LANCASTER, NY 14086-9326
Document Number	0138143067
Book / Page	013814 / 003067
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COBBLESTONE CT LANCASTER NY 140869326, LANCASTER, NY 14086-9326

Mortgage

Document Number	0138143067
Date	Jun 12, 2017
Book Page	013814/003067

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6 Cobblestone Ct was $7,283, up 111.2% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,283.00 (+111.16%)
2025	$3,449.00 (-50.73%)	$252,000 (-) Land $70,000 Building $182,000	$393,750 (+12.5%) Land $109,375 Building $284,375
2024	$7,000.00	$252,000 (-) Land $70,000 Building $182,000	$350,000 (+4.17%) Land $97,222 Building $252,778
2023		$252,000 Land $70,000 Building $182,000	$336,000 Land $93,333 Building $242,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Cobblestone Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Cobblestone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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