2 Cobblestone Ct, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 2 Cobblestone Ct, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 1998
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$32,000 (May 1997)
Tax Bill	$4,127 (2025)
Deeds & Mortgages	Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`145289 116.14-3-26`

Property Details

APN / Parcel Number

Primary APN	`145289 116.14-3-26`
Alternative APN	`52891161400003026000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,942 sqft Living Area
1st Floor Area	1,942 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	145 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 COBBLESTONE CT
City	LANCASTER
State	NY
Zip	14086-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	2000 KEYCHNG(HC) NEW# PER CNY MPPNG 116.14-3-26 SL123 PRIOR#116.14-1-99
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1004
Census Tract	14206

Owner

Source: Erie County and Lancaster Town records · APN 145289 116.14-3-26

Assessment roll updated May 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 COBBLESTONE CT, LANCASTER, NY 14086-9326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 1997 · Amount on Record
Deed Sale	May 27, 1997 · Amount on Record
Deed Book / Page	10916 / 6031
Record Updated	Sep 20, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	2 COBBLESTONE CT, LANCASTER, NY 14086-9326
Document Number	0138596791
Instrument Date	Jun 05, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COBBLESTONE CT LANCASTER NY 140869326, LANCASTER, NY 14086-9326

Mortgage

Document Number	0138596791
Date	Jun 20, 2018
Book Page	013859/006791

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,127.00 (-51.36%)	$309,000 (-) Land $70,000 Building $239,000	$482,813 (+12.49%) Land $109,375 Building $373,438
2024	$8,485.00	$309,000 (-) Land $70,000 Building $239,000	$429,200 (+4.17%) Land $97,230 Building $331,970
2023		$309,000 Land $70,000 Building $239,000	$412,000 Land $93,333 Building $318,667

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 105 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ECWA LANCASTER serves 29,018 people
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.