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3 Cobblestone Ct, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 3 Cobblestone Ct, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,274 sqft · built 1997
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (May 2024)
Tax Bill$2,995 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Apr 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN145289 116.14-3-48

Property Details

APN / Parcel Number

Primary APN145289 116.14-3-48
Alternative APN
  • 52891161400003048000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,274 sqft Living Area
1st Floor Area624 sqft
2nd Floor Area650 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 COBBLESTONE CT
CityLANCASTER
StateNY
Zip14086-9326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2000 KEYCHNG(HY) NEW# PER CNY MPNG 116.14-3-48 SL145 PRIOR# 116.14-1-158
Legal SubdivisionTHE BUFFALO CREEK RESERVATION
Legal Block3
Legal Lot Number48.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1004
Census Tract14206

Owner

Source: Erie County and Lancaster Town records · APN 145289 116.14-3-48

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address76 DEAN RD, DEPEW, NY 14043-1306
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
PREMIUM MORTGAGE CORP
Apr 17, 2025Warranty Deed, Transfer
May 06, 2024Warranty Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP
Sep 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC MORTGAGE LLC
Aug 21, 2017Loan Modification, Mortgage · Conventional Mortgage
PNC MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2024 · Amount on Record
Deed SaleMay 06, 2024 · Amount on Record
Prior SaleOct 07, 1997 · Amount on Record
Deed Document Number202472475
Deed Book / Page11430 / 8880
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address3 COBBLESTONE CT, LANCASTER, NY 14086-9326
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 COBBLESTONE CT, LANCASTER, NY 14086-9326

Mortgage

Document Number0140969569
DateJul 14, 2023
Book Page14096/9569
Instrument2023119750
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 05, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address3 COBBLESTONE CT, LANCASTER, NY 14086-9326
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 DEAN RD, DEPEW, NY 14043-1306

Mortgage

Document Number0141585816
DateApr 17, 2025
Book Page14158/5816
Instrument2025070661
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueMay 01, 2054

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateApr 17, 2025
Property Address3 COBBLESTONE CT, LANCASTER, NY 14086-9326
Document Number0114445969
Book / Page11444 / 5969
Instrument DateMar 11, 2025
Instrument2025070660
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 COBBLESTONE CT, LANCASTER, NY 14086-9326

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 DEAN RD, DEPEW, NY 14043-1306

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateMay 06, 2024
Property Address3 COBBLESTONE CT, LANCASTER, NY 14086-9326
Document Number0114308880
Book / Page11430 / 8880
Instrument DateApr 03, 2024
Instrument2024072475
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,440.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 COBBLESTONE CT, DEPEW, NY 14043

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 DEAN RD, DEPEW, NY 14043-1306

Mortgage

Document Number0014125375
DateMay 06, 2024
Instrument14125/375
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address3 COBBLESTONE CT, LANCASTER, NY 14086-9326
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138271621
DateSep 13, 2017
Book Page13827/1621
Instrument2017184594
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE NY
Property Address3 COBBLESTONE CT, LANCASTER, NY 14086-9326
Document Number0113191200
Instrument DateAug 21, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 COBBLESTONE CT LANCASTER NY 140869326, LANCASTER, NY 14086-9326

Mortgage

Document Number0113191200
DateSep 22, 2017
Book Page011319/001200
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2047

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,995.00 (-50.26%)$215,000 (-) Land $70,000 Building $145,000$335,938 (+12.5%) Land $109,375 Building $226,563
2024$6,021.00$215,000 (-) Land $70,000 Building $145,000$298,600 (+4.15%) Land $97,219 Building $201,381
2023$215,000 Land $70,000 Building $145,000$286,700 Land $93,344 Building $193,356

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290142061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1979)
Most Recent ClaimApr 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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