6 Circle St, Otho, IA 50569 Property Records

Webster County property record for 6 Circle St, Otho, IA 50569

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,408 sqft · built 2000
Lot Size	0.579 acres (25,221 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000 (Jun 2009)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1120106012`

Property Details

APN / Parcel Number

Primary APN	`1120106012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Concrete
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,221 sqft (0.579 acres)
Lot Dimensions	120 ft deep x 155 ft wide
Garage Type	Mixed
Garage Area	2,664 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Deck Area	156 sqft
Patio Area	156 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 CIRCLE ST
City	OTHO
State	IA
Zip	50569-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-02 FD OTHO INC COLE'S BLK 2 LOTS 4-5
Legal Subdivision	FD OTHO INC COLE'S
Legal Block	2
Legal Lot Number	4,5
Jurisdiction	WEBSTER IA
Township / Civil Division	OTHO
Census Block Group	3
Census Block	3027
Census Tract	10400

Owner

6 Circle St is owned and occupied by two individuals who bought it in June 2009.

Source: Webster County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 CIRCLE ST, OTHO, IA 50569-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2009 · Amount on File
Deed Sale	Jun 29, 2009 · Amount on File
Deed Document Number	20093814
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	6 CIRCLE ST, OTHO, IA 50569-1212
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201639
Date	Apr 4, 2022
Instrument	2022-01639

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 5, 2032
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.25%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 6 Circle St was $2,774 with a homeowner's exemption.

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Otho City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,020 (-) Land $10,320 Building $172,700	$183,020 (-) Land $10,320 Building $172,700
2025	$2,774.00 Homeowner's exemption	$183,020 Land $10,320 Building $172,700	$183,020 Land $10,320 Building $172,700
2024	$2,774.00
2023		$174,460 (+10.92%) Land $10,320 Building $164,140	$174,460 Land $10,320 Building $164,140
2022	$2,682.00 Homeowner's exemption	$157,280 Land $10,320 Building $146,960
2021			$157,280 Land $10,320 Building $146,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Circle St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Circle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

May also be available: WMTel.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle St

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