12 Circle St, Otho, IA 50569 Property Records

Webster County property record for 12 Circle St, Otho, IA 50569

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 704 sqft · built 1920
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Tax Bill$590 (2025)
Flood ZoneZone X (minimal risk)
APN1120106007

Property Details

APN / Parcel Number

Primary APN1120106007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area704 sqft Living Area
1st Floor Area704 sqft
Basement Area704 sqft
Unfinished Basement704 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area46,609 sqft (1.07 acres)
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 CIRCLE ST
CityOTHO
StateIA
Zip50569-1212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-88-28 FD OTHO INC COLE'S BLK 2 LOT 6
Legal Range28W
Legal Township88N
Legal Section20
Legal SubdivisionFD OTHO INC COLE'S
Legal Block2
Legal Lot Number6
JurisdictionWEBSTER IA
Township / Civil DivisionOTHO
Census Block Group3
Census Block3027
Census Tract10400

Owner

12 Circle St is owned and occupied by an individual.

Source: Webster County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address12 CIRCLE ST, OTHO, IA 50569-1212
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 12 Circle St was $590 with a homeowner's exemption.

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWebster County
MunicipalityOtho City
Unified School DistrictFort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,980 (+7.06%) Land $12,590 Building $38,390$50,980 (+7.06%) Land $12,590 Building $38,390
2025$590.00 Homeowner's exemption$47,620 Land $12,590 Building $35,030$47,620 Land $12,590 Building $35,030
2024$590.00
2023$45,140 (+10.83%) Land $12,590 Building $32,550$45,140 Land $12,590 Building $32,550
2022$576.00 Homeowner's exemption$40,730 Land $12,590 Building $28,140
2021$40,730 Land $12,590 Building $28,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Circle St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1993–2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Circle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTHO WATER SUPPLY
serves 431 people · EPA ID IA9464008
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereXENIA RWD (DES MOINES)
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association
Fiber
1,000 / 500

May also be available: WMTel.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle St

Nearby Streets

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