Webster County property record for 28 Circle St, Otho, IA 50569
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 688 sqft · built 1928 |
| Lot Size | 0.175 acres (7,623 sqft) |
| Owner | Company Name on Record |
| Last Sale | $57,000 (Dec 2025) |
| Tax Bill | $606 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1120106008 |
| Primary APN | 1120106008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 688 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,623 sqft (0.175 acres) |
| Lot Dimensions | 85 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28 CIRCLE ST |
|---|---|
| City | OTHO |
| State | IA |
| Zip | 50569-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-88-28 FD OTHO INC COLE'S BLK 2 LOT 9 |
| Legal Range | 28W |
| Legal Township | 88N |
| Legal Section | 20 |
| Legal Subdivision | FD OTHO INC COLE'S |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | WEBSTER IA |
| Township / Civil Division | OTHO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10400 |
Source: Webster County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 28 CIRCLE ST, OTHO, IA 50569-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Jul 3, 2008 · Amount on Record |
| Deed Document Number | 20255244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Property Address | 28 CIRCLE ST, OTHO, IA 50569-1212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2242 LAKEWOOD TRL, FORT DODGE, IA 50501-8603 |
| Document Number | 0202505317 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025-05317 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | SOMERS, IA 50586 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 16, 2040 |
Source: Webster County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Webster County |
| Municipality | Otho City |
| Unified School District | Fort Dodge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,360 (-) Land $4,940 Building $44,420 | $49,360 (-) Land $4,940 Building $44,420 | |
| 2025 | $606.00 Homeowner's exemption | $49,360 (+7.14%) Land $4,940 Building $44,420 | $49,360 (+7.14%) Land $4,940 Building $44,420 |
| 2024 | $606.00 (+6.32%) | ||
| 2023 | $46,070 (+14.09%) Land $4,940 Building $41,130 | $46,070 (+14.09%) Land $4,940 Building $41,130 | |
| 2022 | $570.00 Homeowner's exemption | $40,380 Land $4,940 Building $35,440 | |
| 2021 | $40,380 Land $4,940 Building $35,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | XENIA RWD (DES MOINES) |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lehigh Valley Cooperative Telephone Association Fiber | 1,000 / 500 |
May also be available: WMTel.
5G (outdoors only) and 4G LTE
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