22 Circle St, Otho, IA 50569 Property Records

Webster County property record for 22 Circle St, Otho, IA 50569

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,184 sqft · built 1983
Lot Size	0.86 acres (37,462 sqft)
Owner	Company Name on File
Last Sale	$37,500 (Sep 2025)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1120106010`

Property Details

APN / Parcel Number

Primary APN	`1120106010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	225 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	296 sqft
Deck Area	Deck Area
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 CIRCLE ST
City	OTHO
State	IA
Zip	50569-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-88-28 FD OTHO INC COLE'S BLK 2 LOT 7
Legal Range	28W
Legal Township	88N
Legal Section	20
Legal Subdivision	FD OTHO INC COLE'S
Legal Block	2
Legal Lot Number	7
Jurisdiction	WEBSTER IA
Township / Civil Division	OTHO
Census Block Group	3
Census Block	3027
Census Tract	10400

Owner

22 Circle St is owned by a company that bought it in September 2025.

Source: Webster County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	520 4TH ST SW, A, LE MARS, IA 51031-1951
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Feb 23, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 8, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Deed Document Number	20253896
Prior Transfer Date	Sep 2, 2025
Prior Transfer Doc	0000003896
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Aug 5, 2026
Property Address	22 CIRCLE ST, OTHO, IA 50569-1212
Document Number	0000003586
Instrument Date	Aug 5, 2026
Instrument	20263586
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	520 4TH ST SW, LE MARS, IA 51031-1951
Investor	Possibly a Property Investor

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	22 CIRCLE ST, OTHO, IA 50569-1212
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 506, LE MARS, IA 51031-0506
Investor	Possibly a Property Investor

Mortgage

Document Number	0202601218
Date	Mar 18, 2026
Instrument	2026-01218

Lender

Name	PEOPLES BANK
Type	Bank
Address	ROCK VALLEY, IA 51247

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Mar 15, 2044

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	22 CIRCLE ST, OTHO, IA 50569-1212
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0754
Date	Feb 23, 2017
Book Page	2017/0754
Instrument	2017-00754

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WEBSTER IA
Recording Date	Jan 8, 2024
Property Address	22 CIRCLE ST, OTHO, IA 50569-1212
Document Number	0202400089
Instrument Date	Dec 28, 2023
Instrument	2024-00089
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CIRCLE ST, OTHO, IA 50569-1212

Tax Assessment & Valuation

The 2025 property tax bill for 22 Circle St was $1,336.

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Otho City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,330 (-) Land $9,450 Building $73,880	$83,330 (-) Land $9,450 Building $73,880
2025	$1,336.00	$83,330 Land $9,450 Building $73,880	$83,330 Land $9,450 Building $73,880
2024	$1,336.00
2023		$79,130 Land $9,450 Building $69,680	$79,130 Land $9,450 Building $69,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Circle St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Circle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

May also be available: WMTel.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle St

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