6 Cedarstone Rd, Oxford, CT 06478 Property Records

Oxford Town property record for 6 Cedarstone Rd, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,068 sqft · built 2004
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jun 2021)
Tax Bill	$9,229 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`Z9106520`

Property Details

APN / Parcel Number

Primary APN	`Z9106520`
Alternative APNs	`OXFO M:33 B:10 L:14-B4` `OXFD M:33 B:10 L:14-B4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,068 sqft Living Area
Gross Area	6,944 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	Z9106520
Street Address	6 CEDARSTONE RD
City	OXFORD
State	CT
Zip	06478-1191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	10
Legal Lot Number	14-B4
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4009
Census Tract	346101

Owner

6 Cedarstone Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 CEDARSTONE RD, OXFORD, CT 06478-1191
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
Jul 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit SIKORSKY FINANCIAL CREDIT UNION INC
Jun 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Document Number	20211206650002
Deed Book / Page	451 / 582
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	6 CEDARSTONE RD, OXFORD, CT 06478-1191
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000469-454
Date	Oct 19, 2023
Book Page	469/454

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	6 CEDARSTONE RD, OXFORD, CT 06478-1191
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00439-1075
Date	Jul 29, 2020
Book Page	439/1075
Instrument	1177250015

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	6 CEDARSTONE RD, OXFORD, CT 06478-1191
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000445-283
Date	Dec 28, 2020
Book Page	445/283

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2040

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Jun 28, 2021
Property Address	6 CEDARSTONE RD, OXFORD, CT 06478-1191
Document Number	000451-582
Book / Page	451 / 582
Instrument Date	Jun 28, 2021
Instrument	1206650002
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 CEDARSTONE RD, OXFORD, CT 06478-1191
Investor	Possibly a Property Investor

Mortgage

Document Number	1206660010
Date	Jun 28, 2021
Instrument	1206660010

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 6 Cedarstone Rd was $9,229, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,229.00 (+2.69%)	$449,120 (-) Land $82,880 Building $366,240	$732,074 (+132.86%)
2025	$8,987.00	$449,120 Land $82,880 Building $366,240	$314,384 Land $58,016 Building $256,368
2024	$8,987.00 (+17.45%)
2023	$7,652.00	$312,200 Land $91,700 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Cedarstone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Cedarstone Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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