Oxford Town property record for 4 Cedarstone Rd, Oxford, CT 06478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,692 sqft · built 2005 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Mar 2005) |
| Tax Bill | $9,491 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Z9106510 |
| Primary APN | Z9106510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Living Area |
| Gross Area | 7,275 sqft |
| Basement Area | 1,812 sqft |
| Unfinished Basement | 486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 81,893 sqft (1.88 acres) |
| Garage Type | Detached |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | Z9106510 |
|---|---|
| Street Address | 4 CEDARSTONE RD |
| City | OXFORD |
| State | CT |
| Zip | 06478-1191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 10 |
| Legal Lot Number | 14-B3 |
| Jurisdiction | OXFORD CT |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 346101 |
Source: Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CEDARSTONE RD, OXFORD, CT 06478-1191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Mar 1, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2005 · Amount on Record |
| Deed Sale | Mar 2, 2005 · Amount on Record |
| Deed Book / Page | 294 / 763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Property Address | 4 CEDARSTONE RD, OXFORD, CT 06478-1191 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000459-438 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 459/438 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Property Address | 4 CEDARSTONE RD, OXFORD, CT 06478-1191 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000465-350 |
|---|---|
| Date | Mar 1, 2023 |
| Book Page | 465/350 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2038 |
Source: Oxford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,491.00 (+2.69%) | $461,860 (-) Land $78,960 Building $382,900 | $748,779 (+131.6%) |
| 2025 | $9,242.00 | $461,860 (+42.68%) Land $78,960 Building $382,900 | $323,302 Land $55,272 Building $268,030 |
| 2024 | $9,242.00 (+16.49%) | ||
| 2023 | $7,934.00 | $323,700 Land $87,100 Building $236,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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