5 Cedarstone Rd, Oxford, CT 06478 Property Records

Oxford Town property record for 5 Cedarstone Rd, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,989 sqft · built 2017
Lot Size	4.38 acres (190,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (May 2016)
Tax Bill	$9,855 (2026)
Deeds & Mortgages	Oct 2021 Refinance Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Z9242300`

Property Details

APN / Parcel Number

Primary APN	`Z9242300`
Alternative APNs	`OXFO M:33 B:10 L:14-B9` `OXFD M:33 B:10 L:14-B9`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,989 sqft Living Area
Gross Area	6,494 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	190,793 sqft (4.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	Z9242300
Street Address	5 CEDARSTONE RD
City	OXFORD
State	CT
Zip	06478-1191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	10
Legal Lot Number	14-B9
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4009
Census Tract	346101

Owner

Source: Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 GREENDALE AVE, CROMWELL, CT 06416-1536
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 7, 2017	Deed of Trust, Mortgage FIRST WORLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2016 · Amount on Record
Deed Sale	May 6, 2016 · Amount on Record
Prior Sale	Mar 29, 2011 · Amount on Record
Deed Document Number	201688835
Deed Book / Page	407 / 653
Transfer Doc	000406-982
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	5 CEDARSTONE RD, OXFORD, CT 06478-1191
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000454-889
Date	Oct 5, 2021
Book Page	454/889

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	5 CEDARSTONE RD, OXFORD, CT 06478-1191
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	415-575
Date	Apr 7, 2017
Book Page	415/575
Instrument	911710010

Lender

Name	FIRST WORLD MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,855.00 (+2.7%)	$479,570 (-) Land $92,260 Building $387,310	$724,909 (+115.94%)
2025	$9,596.00	$479,570 (+32.88%) Land $92,260 Building $387,310	$335,699 Land $64,582 Building $271,117
2024	$9,596.00 (+8.48%)
2023	$8,846.00	$360,900 Land $101,800 Building $259,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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