12 Cedarstone Rd, Oxford, CT 06478 Property Records

Oxford Town property record for 12 Cedarstone Rd, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,682 sqft · built 2009
Lot Size	6.14 acres (267,458 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Aug 2007)
Tax Bill	$15,235 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`Z9242280`

Property Details

APN / Parcel Number

Primary APN	`Z9242280`
Alternative APNs	`OXFO M:33 B:10 L:14-B7` `OXFD M:33 B:10 L:14-B7`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,682 sqft Living Area
Gross Area	12,544 sqft
Basement Area	2,646 sqft
Unfinished Basement	1,946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	267,458 sqft (6.14 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	Z9242280
Street Address	12 CEDARSTONE RD
City	OXFORD
State	CT
Zip	06478-1191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	10
Legal Lot Number	14-B7
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4009
Census Tract	346101

Owner

Source: Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12 CEDARSTONE RD, OXFORD, CT 06478-1191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit CONNEX CU
Sep 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2007 · Amount on File
Deed Sale	Aug 21, 2007 · Amount on File
Deed Book / Page	330 / 7
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	12 CEDARSTONE RD, OXFORD, CT 06478-1191
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00482-1045
Date	Jan 20, 2026
Book Page	482/1045

Lender

Name	CONNEX CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	12 CEDARSTONE RD, OXFORD, CT 06478-1191
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	441-644
Date	Sep 23, 2020
Book Page	441/644
Instrument	1181700010

Lender

Name	ION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,235.00 (+2.7%)	$741,370 (-) Land $102,130 Building $639,240	$873,240 (+68.27%)
2025	$14,835.00	$741,370 (+29.14%) Land $102,130 Building $639,240	$518,959 Land $71,491 Building $447,468
2024	$14,835.00 (+5.43%)
2023	$14,071.00	$574,100 Land $111,700 Building $462,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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