6 Abel Dr, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 6 Abel Dr, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,400 sqft · built 1978
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Oct 2025)
Tax Bill	$3,280 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2006 Mortgage + 1 more
APN	`170800 174.7-1-39`

Property Details

APN / Parcel Number

Primary APN	`170800 174.7-1-39`
Alternative APN	`080017400700010390000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 ABEL DR
City	JOHNSTOWN
State	NY
Zip	12095-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	5
Census Block	5002
Census Tract	971300

Owner

6 Abel Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 ABEL DR, JOHNSTOWN, NY 12095-2028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage UNION CREDIT UNION
Oct 10, 2006	Deed of Trust, Mortgage FULTON COUNTY FEDERAL CREDIT UNION
Oct 2, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Deed Document Number	202593514
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Recording Date	Jun 17, 2026
Property Address	6 ABEL DR, JOHNSTOWN, NY 12095-2028
Document Number	0000097261
Instrument Date	Jun 11, 2026
Instrument	202697261
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ABEL DR, JOHNSTOWN, NY 12095-2028

Mortgage

Document Number	0000097261,
Date	Jun 17, 2026
Instrument	202697261

Lender

Name	UNION CREDIT UNION

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	6 ABEL DR, JOHNSTOWN, NY 12095-2028
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001793/0000000119
Date	Oct 10, 2006
Book Page	0000001793/0000000119

Lender

Name	FULTON COUNTY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Oct 2, 2025
Property Address	6 ABEL DR, JOHNSTOWN, NY 12095-2028
Document Number	0202593514
Instrument Date	Sep 25, 2025
Instrument	2025-93514
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202593515
Date	Oct 2, 2025
Instrument	2025-93515

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 6 Abel Dr was $3,280, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,280.00 (-31.48%)
2025	$4,787.00 (+7.89%)	$104,000 (-) Land $17,800 Building $86,200	$167,742 (+11.29%) Land $28,710 Building $139,032
2024	$4,437.00 Homeowner's exemption	$104,000 (-) Land $17,800 Building $86,200	$150,725 (+8.7%) Land $25,797 Building $124,928
2023		$104,000 Land $17,800 Building $86,200	$138,667 Land $23,733 Building $114,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6 Abel Dr; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Abel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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