8 Abel Dr, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 8 Abel Dr, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1972
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Apr 2022)
Tax Bill	$3,311 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Sale & Mortgage + 1 more
APN	`170800 174.7-1-46`

Property Details

APN / Parcel Number

Primary APN	`170800 174.7-1-46`
Alternative APN	`080017400700010460000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Canopy	168 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8 ABEL DR
City	JOHNSTOWN
State	NY
Zip	12095-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	5
Census Block	5002
Census Tract	971300

Owner

8 Abel Dr is owned and occupied by an individual who bought it in April 2022.

Source: Fulton County and Johnstown City records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	8 ABEL DR, JOHNSTOWN, NY 12095-2028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 12, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
May 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Jun 30, 1998 · Amount on File
Deed Document Number	202274140
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Recording Date	Sep 8, 2026
Property Address	8 ABEL DR, JOHNSTOWN, NY 12095-2028
Document Number	0000098491
Instrument Date	Jun 12, 2026
Instrument	202698491
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ABEL DR, JOHNSTOWN, NY 12095-2028

Mortgage

Document Number	0000098491,
Date	Sep 8, 2026
Instrument	202698491

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	313 Months
Due	Oct 1, 2052

Interest

Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Apr 12, 2022
Property Address	8 ABEL DR, JOHNSTOWN, NY 12095-2028
Document Number	0202274140
Instrument Date	Apr 11, 2022
Instrument	2022-74140
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 W FULTON STREET EXT, GLOVERSVILLE, NY 12078-6311

Mortgage

Document Number	0202274141
Date	Apr 12, 2022
Instrument	2022-74141

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	8 ABEL DR, JOHNSTOWN, NY 12095-2028
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202167609
Date	May 26, 2021
Instrument	2021-67609

Lender

Name	FIRST CHOICE FINANCIAL FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2061

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8 Abel Dr was $3,311, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,311.00 (-31.49%)
2025	$4,833.00	$105,000 Land $17,800 Building $87,200	$169,355 Land $28,710 Building $140,645
2023		$105,000 Land $17,800 Building $87,200	$140,000 Land $23,733 Building $116,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8 Abel Dr; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Abel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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