5 Abel Dr, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 5 Abel Dr, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Mar 2024)
Tax Bill	$3,974 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2022 Sale + 1 more
APN	`170800 174.7-1-45`

Property Details

APN / Parcel Number

Primary APN	`170800 174.7-1-45`
Alternative APN	`080017400700010450000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 ABEL DR
City	JOHNSTOWN
State	NY
Zip	12095-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	BOR 96
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	5
Census Block	5000
Census Tract	971300

Owner

5 Abel Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ABEL DR, JOHNSTOWN, NY 12095-2029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed, Transfer · Stand-Alone First Mortgage SIDNEY FEDERAL CREDIT UNION
Oct 20, 2022	Warranty Deed, Transfer
Dec 13, 2021	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Prior Sale	Aug 24, 2016 · Amount on File
Deed Document Number	202485258
Prior Transfer Date	Sep 27, 2022
Prior Transfer Doc	0202277633
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Mar 5, 2024
Property Address	5 ABEL DR, JOHNSTOWN, NY 12095-2029
Document Number	0202485258
Instrument Date	Feb 8, 2024
Instrument	2024-85258
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W 4TH AVE, JOHNSTOWN, NY 12095-3201

Mortgage

Document Number	0202485259
Date	Mar 5, 2024
Instrument	2024-85259

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2029
Max Rate At Change	2.2%
Index	Other

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Oct 20, 2022
Property Address	5 ABEL DR, JOHNSTOWN, NY 12095-2029
Document Number	0202277633
Instrument Date	Sep 27, 2022
Instrument	2022-77633
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SHERWOOD DR, JOHNSTOWN, NY 12095-3005

December 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	FULTON NY
Recording Date	Dec 13, 2021
Property Address	5 ABEL DR, JOHNSTOWN, NY 12095-2029
Document Number	0202171800
Instrument Date	Jul 23, 2021
Instrument	2021-71800
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SHERWOOD DR, JOHNSTOWN, NY 12095-3005

Tax Assessment & Valuation

The 2026 property tax bill for 5 Abel Dr was $3,974, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,974.00 (-31.48%)
2025	$5,800.00	$126,000 Land $19,400 Building $106,600	$203,226 Land $31,290 Building $171,936
2023		$126,000 Land $19,400 Building $106,600	$168,000 Land $25,867 Building $142,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Abel Dr; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Abel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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