Kane County property record for 5N301 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,905 sqft · built 1979 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jun 2014) |
| Tax Bill | $11,000 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-326-025 |
| Primary APN | 08-16-326-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,905 sqft Living Area |
| Gross Area | 4,950 sqft |
| Basement Area | 1,299 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | New England |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 746 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Well |
| Street Address | 5N301 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 161 IN BRANIGARS THE WINDINGS OF FERSON CREEK UNIT NO 6 |
| Legal Subdivision | FERSON CREEK |
| Legal Block | 2 |
| Legal Lot Number | 161 |
| Legal Unit | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
Source: Kane County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5N301 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Jul 3, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2014 · Amount on Record |
| Deed Sale | Jun 11, 2014 · Amount on Record |
| Prior Sale | Oct 2, 2013 |
| Deed Document Number | 201427866 |
| Last Transfer Date | Jul 3, 2019 |
| Transfer Doc | 0000028431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 22, 2026 |
| Property Address | 5N301 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Document Number | 0000031114 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202631114 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5N301 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N301 PADDOCK LN, ST CHARLES, IL 60175-8292 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000029884 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021K029884 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 61303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N301 PADDOCK LN, ST CHARLES, IL 60175-8292 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000029631 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020K029631 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N301 PADDOCK LN, ST CHARLES, IL 60175-8292 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000042965 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019K042965 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 3, 2019 |
| Property Address | 5N301 PADDOCK LN, ST CHARLES, IL 60175-8292 |
| Document Number | 0000028431 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 28431 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5N301 PADDOCK LN ST CHARLES IL 601758292, ST CHARLES, IL 60175-8292 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,000.00 (+3.45%) Homeowner's exemption | $161,090 (+8.43%) Land $24,632 Building $136,458 | $483,463 (+8.43%) Land $73,926 Building $409,538 |
| 2024 | $148,566 (+25.07%) Land $22,717 Building $125,849 | $445,876 (+25.12%) Land $68,178 Building $377,698 | |
| 2022 | $10,633.00 (+3.52%) Homeowner's exemption | $118,784 (+5.91%) Land $18,506 Building $100,278 | $356,352 (+5.91%) Land $55,518 Building $300,834 |
| 2021 | $10,271.00 Homeowner's exemption | $112,155 Land $17,473 Building $94,682 | $336,465 Land $52,419 Building $284,046 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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