Kane County property record for 5N327 Switchgrass Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,882 sqft · built 2009 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $835,000 (Aug 2009) |
| Tax Bill | $29,381 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-328-013 |
| Primary APN | 08-13-328-013 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,882 sqft Living Area |
| Gross Area | 8,255 sqft |
| Basement Area | 2,417 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Attached |
| Garage Area | 956 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 253 sqft |
| Cooling System | Central |
|---|
| Street Address | 5N327 SWITCHGRASS LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE LAKES UNIT 2 LT 109 |
| Legal Subdivision | PRAIRIE LAKES |
| Legal Block | 1 |
| Legal Lot Number | 109 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 852404 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5N327 SWITCHGRASS LN, SAINT CHARLES, IL 60175-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 7, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2009 · Amount on Record |
| Deed Sale | Aug 5, 2009 · Amount on Record |
| Deed Document Number | 200959795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N327 SWITCHGRASS LN, ST CHARLES, IL 60175-7951 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 167 ALEXANDER DR, GENEVA, IL 60134 |
| Document Number | 0000010481 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023K010481 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HICKORY HILLS, IL 60457 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 81 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N327 SWITCHGRASS LN, ST CHARLES, IL 60175-7951 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 5N327 SWITCHGRASS LN, ST CHARLES, IL 60175-7951 |
| Document Number | 0000037280 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2022K037280 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N327 SWITCHGRASS LN, ST CHARLES, IL 60175-7951 |
| Document Number | 0000048208 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5N327 SWITCHGRASS LN ST CHARLES IL 601757951, ST CHARLES, IL 60175-7951 |
| Document Number | 0000048208 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 48208 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,381.00 (+10.75%) Homeowner's exemption | $475,536 (+8.43%) Land $47,566 Building $427,970 | $1,427,179 (+8.43%) Land $142,755 Building $1,284,424 |
| 2024 | $438,565 (+22.76%) Land $43,868 Building $394,697 | $1,316,221 (+22.8%) Land $131,657 Building $1,184,565 | |
| 2022 | $26,529.00 (+14.93%) Homeowner's exemption | $357,268 (+5.91%) Land $35,736 Building $321,532 | $1,071,804 (+5.91%) Land $107,208 Building $964,596 |
| 2021 | $23,083.00 Homeowner's exemption | $337,332 Land $33,742 Building $303,590 | $1,011,996 Land $101,226 Building $910,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASCO SD serves 4,000 people · EPA ID IL0890110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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