Kane County property record for 5N298 Switchgrass Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jun 2022) |
| Tax Bill | $27,695 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-330-012 |
| Primary APN | 08-13-330-012 |
|---|
| Lot Area | 23,522 sqft (0.54 acres) |
|---|
| Street Address | SWITCHGRASS LN |
|---|---|
| City | ST CHARLES |
| State | IL |
| Zip | 60175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE LAKES UNIT 2 LT 88 |
| Legal Subdivision | PRAIRIE LAKES |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 852404 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3683 HEATHMOOR DR, ELGIN, IL 60124-5743 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| May 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Jun 23, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Oct 16, 2013 · Amount on Record |
| Deed Document Number | 202232637 |
| Prior Transfer Date | Dec 1, 2011 |
| Prior Transfer Doc | 0000074291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N298 SWITCHGRASS LN, SAINT CHARLES, IL 60175-7950 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000017381 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023K017381 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate | 6% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N298 SWITCHGRASS LN, SAINT CHARLES, IL 60175-7950 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 3683 HEATHMOOR DR, ELGIN, IL 60124-5743 |
| Document Number | 0000015235 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023K015235 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 23, 2022 |
| Property Address | 5N298 SWITCHGRASS LN, SAINT CHARLES, IL 60175-7950 |
| Document Number | 0000032637 |
| Map Reference | DOC 2005K094336 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022K032637 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3683 HEATMAN DR, ELGIN, IL 60120 |
| Document Number | 0000032638 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022K032638 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 1, 2027 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,695.00 (+168.7%) | $440,711 (+184.56%) Land $53,731 Building $386,980 | $1,322,662 (+184.56%) Land $161,258 Building $1,161,405 |
| 2024 | $10,307.00 (+358.29%) | $154,873 (+420.06%) Land $49,554 Building $105,319 | $464,805 (+420.27%) Land $148,721 Building $316,083 |
| 2022 | $2,249.00 (+6.19%) | $29,780 (+5.91%) Land $29,780 | $89,340 (+5.91%) Land $89,340 |
| 2021 | $2,118.00 | $28,118 Land $28,118 | $84,354 Land $84,354 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASCO SD serves 4,000 people · EPA ID IL0890110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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