Kane County property record for 5N287 Switchgrass Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | built 2018 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,138,000 (Jul 2021) |
| Tax Bill | $30,980 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-328-015 |
| Primary APN | 08-13-328-015 |
|---|
| Year Built | Built 2018 |
|---|---|
| Lot Area | 32,670 sqft (0.75 acres) |
| Street Address | 5N287 SWITCHGRASS LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE LAKES UNIT 2 LT 111 |
| Legal Subdivision | PRAIRIE LAKES |
| Legal Block | 1 |
| Legal Lot Number | 111 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 852404 |
5N287 Switchgrass Ln is owned by a company that bought it in July 2021 and is owner-occupied.
Source: Kane County records, as of September 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5N287 SWITCHGRASS LN, SAINT CHARLES, IL 60175-7950 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Jul 20, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage SELFRELIANCE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on File |
| Deed Sale | Jul 20, 2021 · Amount on File |
| Prior Sale | Oct 16, 2013 · Amount on File |
| Deed Document Number | 202155439 |
| Prior Transfer Date | Dec 1, 2011 |
| Prior Transfer Doc | 0000074291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 23, 2022 |
| Property Address | 5N287 SWITCHGRASS LN, ST CHARLES, IL 60175-7950 |
| Document Number | 0000032668 |
| Map Reference | DOC 2005K094336 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022K032668 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5N287 SWITCHGRASS LN, SAINT CHARLES, IL 60175-7950 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 20, 2021 |
| Property Address | 5N287 SWITCHGRASS LN, ST CHARLES, IL 60175-7950 |
| Document Number | 0000055439 |
| Map Reference | DOC 2005K094336 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021K055439 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | SN287 SWITCHG PASS LN, SAINT CHARLES, IL 60187 |
| Document Number | 0000055440 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021K055440 |
| Name | SELFRELIANCE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 5N287 Switchgrass Ln was $30,980 with a homeowner's exemption, up 2.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,980.00 (+2.52%) Homeowner's exemption | $522,584 (+8.43%) Land $39,639 Building $482,945 | $1,568,379 (+8.43%) Land $118,965 Building $1,449,415 |
| 2024 | $30,219.00 Homeowner's exemption | $481,955 Land $36,557 Building $445,398 | $1,446,444 Land $109,715 Building $1,336,729 |
| 2022 | $28,427.00 (+1,242.16%) | $376,392 (+5.91%) Land $29,780 Building $346,612 | $1,129,176 (+5.91%) Land $89,340 Building $1,039,836 |
| 2021 | $2,118.00 | $355,388 Land $28,118 Building $327,270 | $1,066,164 Land $84,354 Building $981,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5N287 Switchgrass Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5N287 Switchgrass Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASCO SD serves 4,000 people · EPA ID IL0890110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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