Kane County property record for 5N318 Switchgrass Ln, Saint Charles, IL 60175
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jan 2025) |
| Tax Bill | $2,989 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-330-011 |
| Primary APN | 08-13-330-011 |
|---|
| Lot Area | 23,522 sqft (0.54 acres) |
|---|
| Street Address | 5N318 SWITCHGRASS LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7951 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | PRAIRIE LAKES UNIT 2 LT 89 |
| Legal Subdivision | PRAIRIE LAKES |
| Legal Block | 1 |
| Legal Lot Number | 89 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 852404 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4595 E CALLE, PHOENIX, AZ 85018 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Mar 26, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on Record |
| Deed Sale | Jan 29, 2025 · Amount on Record |
| Prior Sale | Mar 26, 2021 · Amount on Record |
| Deed Document Number | 20253354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N318 SWITCHGRASS LN, SAINT CHARLES, IL 60175-7951 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 12N495 JACKSON DR, ELGIN, IL 60124-4874 |
| Document Number | 0000035810 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025K035810 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.6% |
| Max Rate At Change | 7.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 26, 2021 |
| Property Address | 5N318 SWITCHGRASS LN, SAINT CHARLES, IL 60175-7951 |
| Document Number | 0000023684 |
| Map Reference | DOC 2005K09336 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021K023684 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $138.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38W285 MCKAY DRIVE, 38W285, SAINT CHARLES, IL 60175 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5N142 PRAIRIE LAKES BLVD, SAINT CHARLES, IL 60175-7940 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,989.00 (+10.74%) | ||
| 2024 | $43,868 (+22.76%) Land $43,868 | $131,657 (+22.81%) Land $131,657 | |
| 2022 | $2,699.00 (+6.18%) | $35,736 (+5.91%) Land $35,736 | $107,208 (+5.91%) Land $107,208 |
| 2021 | $2,542.00 | $33,742 Land $33,742 | $101,226 Land $101,226 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASCO SD serves 4,000 people · EPA ID IL0890110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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