Kane County property record for 5N284 Oak Rd, Saint Charles, IL 60175 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1977 |
| Square Footage | 5,321 sqft Living Area |
| Lot Size | 1.36 acres |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2012) |
| Tax Bill | $18,503.00 (2025) |
| Primary APN | 09-16-376-009 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 12 Rooms |
| Building Area | 5,321 sqft Living Area |
| Basement Area | 1,786 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 59,242 sqft |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,159 sqft Garage |
| Pool Area | 906 sqft Pool |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 5N284 OAK RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4954 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 72 K |
| Legal Subdivision | MIDDLECREEK |
| Legal Block | 4 |
| Legal Lot Number | 72 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 852103 |
Source: Kane County records · APN 09-16-376-009
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5N284 OAK RD, SAINT CHARLES, IL 60175-4954 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2012 · Amount on Record |
| Deed Sale | Sep 13, 2012 · Amount on Record |
| Prior Sale | Apr 29, 2002 · Amount on Record |
| Deed Doc Number | 201261863 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N284 OAK RD, ST CHARLES, IL 60175-4954 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000069792 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021K069792 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 09, 2036 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,503.00 (+21.2%) Homeowner's exemption | $285,148 (+17.77%) Land $44,458 Building $240,690 | $855,786 (+17.77%) Land $133,427 Building $722,359 |
| 2024 | $242,113 (+17.76%) Land $40,964 Building $201,149 | $726,630 (+17.81%) Land $122,941 Building $603,688 | |
| 2022 | $15,267.00 (+5.99%) Homeowner's exemption | $205,594 (+4.91%) Land $39,770 Building $165,824 | $616,782 (+4.91%) Land $119,310 Building $497,472 |
| 2021 | $14,404.00 Homeowner's exemption | $195,972 Land $37,909 Building $158,063 | $587,916 Land $113,727 Building $474,189 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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