Kane County property record for 5N287 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,332 sqft · built 1978 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $305,000 (Jul 2013) |
| Tax Bill | $10,226 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-326-027 |
| Primary APN | 08-16-326-027 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Living Area |
| Gross Area | 4,074 sqft |
| Basement Area | 1,166 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 5N287 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRANIGARS, THE WINDINGS OF FERSON CREEK UNIT 6 - LOT 163 |
| Legal Subdivision | FERSON CREEK |
| Legal Block | 2 |
| Legal Lot Number | 163 |
| Legal Unit | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
Source: Kane County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5N287 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2013 · Amount on Record |
| Deed Sale | Jul 18, 2013 · Amount on Record |
| Prior Sale | Apr 4, 1997 · Amount on Record |
| Deed Document Number | 201352916 |
| Prior Transfer Date | Oct 25, 2006 |
| Prior Transfer Doc | 0000128549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 21, 2026 |
| Property Address | 5N287 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Document Number | 0000036302 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202636302 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 5N287 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N287 PADDOCK LN, ST CHARLES, IL 60175-8292 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000067258 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021K067258 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N287 PADDOCK LN, ST CHARLES, IL 60175-8292 |
| Document Number | 0000037967 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5N287 PADDOCK LN ST CHARLES IL 601758292, ST CHARLES, IL 60175-8292 |
| Document Number | 0000037967 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 37967 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 13, 2035 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,226.00 (+1.44%) Homeowner's exemption | $150,312 (+8.43%) Land $24,632 Building $125,680 | $451,116 (+8.43%) Land $73,926 Building $377,191 |
| 2024 | $138,626 (+22.76%) Land $22,717 Building $115,909 | $416,044 (+22.8%) Land $68,178 Building $347,866 | |
| 2022 | $10,081.00 (+3.54%) Homeowner's exemption | $112,929 (+5.91%) Land $18,506 Building $94,423 | $338,787 (+5.91%) Land $55,518 Building $283,269 |
| 2021 | $9,736.00 Homeowner's exemption | $106,627 Land $17,473 Building $89,154 | $319,881 Land $52,419 Building $267,462 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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