Kane County property record for 5N268 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,939 sqft · built 1979 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Company Name on Record |
| Last Sale | $270,000 (Sep 1998) |
| Tax Bill | $11,906 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-301-015 |
| Primary APN | 08-16-301-015 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,939 sqft Living Area |
| Gross Area | 5,246 sqft |
| Basement Area | 1,305 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 48,352 sqft |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | 306 sqft |
| Cooling System | Central |
|---|
| Street Address | 5N268 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 169 WINDINGS |
| Legal Subdivision | THE WINDINGS 6 |
| Legal Block | 2 |
| Legal Lot Number | 169 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5N268 PADDOCK LN, SAINT CHARLES, IL 60175-8262 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 30, 2023 | Intrafamily Transfer, Transfer |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jan 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PERL MORTGAGE INC |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 1998 · Amount on Record |
| Deed Sale | Sep 4, 1998 · Amount on Record |
| Prior Sale | Jan 30, 1996 · Amount on Record |
| Deed Document Number | 199880793 |
| Last Transfer Date | Feb 23, 2023 |
| Transfer Doc | 0000009882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 30, 2023 |
| Property Address | 5N268 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Document Number | 0000009882 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023K009882 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2N268 PADDOCK LANE, SAINT CHARLES, IL 60175 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N268 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000021866 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021K021866 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N268 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003486 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 2019K003486 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N268 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031242 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 2020K031242 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,906.00 (+1.45%) | $173,691 (+8.43%) Land $28,330 Building $145,361 | $521,282 (+8.43%) Land $85,024 Building $436,258 |
| 2024 | $160,187 (+22.76%) Land $26,127 Building $134,060 | $480,753 (+22.8%) Land $78,412 Building $402,341 | |
| 2022 | $11,736.00 (+3.48%) Homeowner's exemption | $130,493 (+5.91%) Land $21,284 Building $109,209 | $391,479 (+5.91%) Land $63,852 Building $327,627 |
| 2021 | $11,341.00 Homeowner's exemption | $123,211 Land $20,096 Building $103,115 | $369,633 Land $60,288 Building $309,345 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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