Kane County property record for 5N292 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,913 sqft · built 1989 |
| Lot Size | 1.28 acres (56,192 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $380,000 (Mar 2019) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-301-013 |
| Primary APN | 08-16-301-013 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,913 sqft Living Area |
| Gross Area | 6,636 sqft |
| Basement Area | 2,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 56,192 sqft |
| Garage Type | Attached |
| Garage Area | 671 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 371 sqft |
| Cooling System | Central |
|---|
| Street Address | 5N292 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRANIGARS, THE WINDINGS OF FERSON CREEK UNIT 6 - LOT 171 |
| Legal Subdivision | FERSON CREEK |
| Legal Block | 2 |
| Legal Lot Number | 171 |
| Legal Unit | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
5N292 Paddock Ln is owner-occupied and held in a trust since March 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 8014, ELBURN, IL 60119-8014 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 18, 2019 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Feb 1, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on File |
| Deed Sale | Mar 18, 2019 · Amount on File |
| Deed Document Number | 201910342 |
| Prior Transfer Date | Mar 18, 2015 |
| Prior Transfer Doc | 0000006018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N292 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000846 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022K000846 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 18, 2019 |
| Property Address | 5N292 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Document Number | 0000010342 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 10342 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5N292 PADDOCK LN ST CHARLES IL 601758262, ST CHARLES, IL 60175-8262 |
| Document Number | 10343 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 10343 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 1, 2017 |
| Property Address | 5N292 PADDOCK LN, ST CHARLES, IL 60175-8262 |
| Document Number | 0000006018 |
| Instrument Date | Feb 11, 2015 |
| Instrument | 6018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5N292 PADDOCK LN ST CHARLES IL 601758262, ST CHARLES, IL 60175-8262 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $221,996 (+8.43%) Land $28,330 Building $193,666 | $666,255 (+8.43%) Land $85,024 Building $581,230 |
| 2024 | $204,736 Land $26,127 Building $178,609 | $614,454 Land $78,412 Building $536,041 | |
| 2022 | Disabled Person's exemption Veteran's exemption | $166,784 Land $21,284 Building $145,500 | $500,352 Land $63,852 Building $436,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5N292 Paddock Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5N292 Paddock Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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