Kane County property record for 5N261 Paddock Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,277 sqft · built 1978 |
| Lot Size | 1.48 acres (64,904 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,949 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-326-030 |
| Primary APN | 08-16-326-030 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,277 sqft Living Area |
| Gross Area | 7,156 sqft |
| 1st Floor Area | 3,277 sqft |
| Basement Area | 3,277 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Lot Area | 64,904 sqft |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 2,528 sqft |
| Cooling System | Central |
|---|
| Street Address | 5N261 PADDOCK LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 166 THE WINDINGS OF FERSON CREEK |
| Legal Subdivision | THE WINDINGS 6 |
| Legal Block | 2 |
| Legal Lot Number | 166 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
Source: Kane County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5N261 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 28, 2026 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Mar 1, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HLP MORTGAGE LLC |
| Dec 7, 2018 | Grant Deed, Transfer PARKSIDE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 |
| Deed Sale | Aug 28, 2026 |
| Prior Sale | Mar 1, 2023 · Amount on Record |
| Deed Document Number | 202637505 |
| Prior Transfer Date | Aug 24, 2026 |
| Prior Transfer Doc | 0000037505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 28, 2026 |
| Property Address | 5N261 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Document Number | 0000037505 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202637505 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5N261 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Document Number | 0000037506, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202637506 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 1, 2023 |
| Property Address | 5N261 PADDOCK LN, ST CHARLES, IL 60175-8292 |
| Document Number | 0000006124 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023K006124 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5N261 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5N261 PADDOCK LN, SAINT CHARLES, IL 60175-8292 |
| Document Number | 0000006125 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 2023K006125 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N261 PADDOCK LN, ST CHARLES, IL 60175-8292 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011054 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 2020K011054 |
| Name | HLP MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 7, 2018 |
| Property Address | 5N261 PADDOCK LN, ST CHARLES, IL 60175-8292 |
| Document Number | 0000058903 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 58903 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | NOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5N261 PADDOCK LN ST CHARLES IL 601758292, ST CHARLES, IL 60175-8292 |
| Document Number | 58904 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 58904 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 6, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,949.00 (+5.33%) | $188,213 (+8.43%) Land $30,790 Building $157,423 | $564,865 (+8.43%) Land $92,407 Building $472,458 |
| 2024 | $173,580 (+22.75%) Land $28,396 Building $145,184 | $520,948 (+22.8%) Land $85,222 Building $435,726 | |
| 2022 | $12,294.00 (+3.71%) Homeowner's exemption | $141,404 (+5.91%) Land $23,133 Building $118,271 | $424,212 (+5.91%) Land $69,399 Building $354,813 |
| 2021 | $11,854.00 Homeowner's exemption | $133,513 Land $21,842 Building $111,671 | $400,539 Land $65,526 Building $335,013 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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