Whatcom County property record for 5980 Elder Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 2014 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,903 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390123-020365-0000 |
| Primary APN | 390123-020365-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,654 sqft |
| 1st Floor Area | 1,780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 75,359 sqft (1.73 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 252 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 87789 |
|---|---|
| Street Address | 5980 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 2 WHITE SWAN RETREAT CLUSTER APO SHORT PLAT AS REC AF 2060404300 |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 23 |
| Legal Subdivision | WHITE SWAN RETREAT CLUSTER APO SHORT PLA |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10503 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5980 ELDER RD, FERNDALE, WA 98248-9648 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 31, 2025 | Correction Deed |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2025 |
| Transfer Doc | 0000001548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 31, 2025 |
| Property Address | 5980 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 0001002573 |
| Map Reference | AF 2060404300 |
| Instrument Date | Aug 30, 2025 |
| Instrument | 2025-1002573 |
| Record Updated | Nov 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5980 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5980 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 2200602325 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5980 ELDER RD FERNDALE WA 982489648, FERNDALE, WA 98248-9648 |
| Document Number | 2200602325 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 602325 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,903.00 (-2.8%) | $626,469 (-3.28%) Land $285,211 Building $341,258 | $626,469 (-3.28%) Land $285,211 Building $341,258 |
| 2024 | $5,044.00 (+17.71%) | $647,733 (+2.48%) Land $319,600 Building $328,133 | $647,733 (+2.48%) Land $319,600 Building $328,133 |
| 2022 | $632,044 Land $273,952 Building $358,092 | $632,044 Land $273,952 Building $358,092 | |
| 2021 | $4,285.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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