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  5. Elder Rd

5998 Elder Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5998 Elder Rd, Ferndale, WA 98248 · Last verified March 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,456 sqft · built 1990
Lot Size1.41 acres (61,420 sqft)
OwnerIndividual Name on File
Last Sale$309,000 (Nov 2019)
Tax Bill$3,294 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN566714

Property Details

APN / Parcel Number

Primary APN566714
Alternative APNs
  • 390123 020390 0000
  • 87792

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1990
Architectural StyleMobile Home
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area61,420 sqft (1.41 acres)
Deck Area108 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number566714
Street Address5998 ELDER RD
CityFERNDALE
StateWA
Zip98248-9648
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 1 WHITE SWAN RETREAT CLUSTER APO SHORT PLAT AS REC AF 2060404300 90 RIDGEWOOD S#09L24704XU 56X26 (TE AF 2090504378)
Legal Range01
Legal Township39
Legal Section23
Legal SubdivisionWHITE SWAN RETREAT CLUSTER APO SHORT PLA
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2006
Census Tract10503

Owner

Source: Whatcom County records · APN 566714

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5998 ELDER RD, FERNDALE, WA 98248-9648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2021Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 25, 2019Warranty Deed, Transfer · VA Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2019 · Amount on Record
Deed SaleNov 25, 2019 · Amount on Record
Deed Document Number2019-1103386
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5998 ELDER RD, FERNDALE, WA 98248-9648
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000200147
DateFeb 01, 2021
Instrument2021-0200147
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateNov 25, 2019
Property Address5998 ELDER RD, FERNDALE, WA 98248-9648
Document Number2191103386
Instrument DateNov 12, 2019
Instrument1103386
Transaction TypeTransfer
Record UpdatedDec 06, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,505.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5998 ELDER RD FERNDALE WA 982489648, FERNDALE, WA 98248-9648

Mortgage

Document Number2191103387
DateNov 25, 2019
Instrument1103387
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,294.00 (+21.91%)$423,026 (+8.98%) Land $279,500 Building $143,526$423,026 (+8.98%) Land $279,500 Building $143,526
2022$388,163 Land $266,112 Building $122,051$388,163 Land $266,112 Building $122,051
2021$2,702.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Declaration Networks GroupFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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