Whatcom County property record for 5964 Elder Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,288 sqft · built 1910 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,450 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3901230203700000 |
| Primary APN | 3901230203700000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 928 sqft |
| 2nd Floor Area | 360 sqft |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 62,726 sqft (1.44 acres) |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 87332 |
|---|---|
| Old Parcel Number | 3901230203700000 |
| Street Address | 5964 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 3 WHITE SWAN RETREAT CLUSTER APO SHORT PLAT AS REC AF 2060404300 |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 23 |
| Legal Subdivision | WHITE SWAN RETREAT CLUSTER APO SHORT PLA |
| Legal Lot Number | 3 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10503 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2409 CRESTLINE DR, BELLINGHAM, WA 98229-5902 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5964 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 2191101401 |
| Instrument Date | Nov 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Address | 1583 CAMMACK RD BELLINGHAM WA 982269122, BELLINGHAM, WA 98226-9122 |
| Document Number | 2191101401 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 1101401 |
| Name | INDUSTRIAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-1767 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,450.00 (+18.48%) | $443,081 (+3.36%) Land $280,035 Building $163,046 | $443,081 (+3.36%) Land $280,035 Building $163,046 |
| 2022 | $428,666 Land $264,168 Building $164,498 | $428,666 Land $264,168 Building $164,498 | |
| 2021 | $2,912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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