Whatcom County property record for 5911 Elder Rd, Ferndale, WA 98248
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,456 sqft · built 1991 |
| Lot Size | 9.85 acres (429,066 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Mar 2021) |
| Tax Bill | $4,295 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390122-471282-0000 |
| Primary APN | 390122-471282-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 429,066 sqft (9.85 acres) |
| Lot Dimensions | 28 ft deep x 52 ft wide |
| Deck Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 87764 |
|---|---|
| Street Address | 5911 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9648 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R5A |
| Legal Description | S 330 FT OF SE NE-LESS RDS 91 SELLABRATION S#GDST0R429013807 52X28 (TE AF 1971001300) |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 22 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10504 |
Source: Whatcom County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5911 ELDER RD, FERNDALE, WA 98248-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Personal Representative Deed, Transfer · Conventional Mortgage BANNER BANK |
| Aug 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | Mar 26, 2021 · Amount on Record |
| Deed Document Number | 20215362 |
| Prior Transfer Date | Jul 28, 2014 |
| Prior Transfer Doc | 0001200543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 26, 2021 |
| Property Address | 5911 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 0000305362 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021-0305362 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5911 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 0000305363 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021-0305363 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5911 ELDER RD, FERNDALE, WA 98248-9648 |
| Document Number | 2200804736 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5911 ELDER RD FERNDALE WA 982489648, FERNDALE, WA 98248-9648 |
| Document Number | 2200804736 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 804736 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2050 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,295.00 (+17.09%) | $567,667 (+14.89%) Land $387,179 Building $180,488 | $567,667 (+14.89%) Land $387,179 Building $180,488 |
| 2022 | $494,097 Land $337,000 Building $157,097 | $494,097 Land $337,000 Building $157,097 | |
| 2021 | $3,668.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
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