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  5. Lancaster St

598 Lancaster St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 598 Lancaster St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,489 sqft · built 1971
Lot Size0.04 acres (1,750 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (May 2017)
Tax Bill$6,650 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022-243-010

Property Details

APN / Parcel Number

Primary APN022-243-010

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,489 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeWood
Lot Area1,750 sqft (0.04 acres)
Lot Dimensions70 ft deep x 25 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address598 LANCASTER ST
CityCAMBRIA
StateCA
Zip93428-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES U 5 BL 48 LT 18
Legal SubdivisionCAMBRIA PINES
Legal Block48
Legal Lot Number18
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2040
Census Tract10403

Owner

598 Lancaster St is owned by two individuals who bought it in May 2017.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address236 PRINCETON ST, TULARE, CA 93274-3193
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2017 · Amount on File
Deed SaleMay 23, 2017 · Amount on File
Prior SaleDec 28, 2012 · Amount on File
Deed Document Number201722344
Prior Transfer DateSep 20, 2013
Prior Transfer Doc0000060791
Record UpdatedOct 29, 2026

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 23, 2017
Property Address598 LANCASTER ST, CAMBRIA, CA 93428-3214
Document Number0000022344
Map ReferenceMB5 PG2
Instrument DateApr 14, 2017
Instrument2017022344
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address235 PRINCETON ST, TULARE, CA 93274-3194

Mortgage

Document Number0000022345
DateMay 23, 2017
Instrument2017022345
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 598 Lancaster St was $6,650.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$609,651 (+2%) Land $295,947 Building $313,704
2025$6,650.00$597,698 Land $290,145 Building $307,553
2023$6,388.00 (+2%)$574,490 Land $278,879 Building $295,611
2022$6,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 598 Lancaster St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 598 Lancaster St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

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