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536 Lancaster St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 536 Lancaster St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 612 sqft · built 1950
Lot Size0.087 acres (3,780 sqft)
Owner2 Individual Names on Record
Last Sale$725,000 (Mar 2026)
Tax Bill$7,876 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022-243-004

Property Details

APN / Parcel Number

Primary APN022-243-004

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area612 sqft Living Area
1st Floor Area612 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area3,780 sqft (0.087 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address536 LANCASTER ST
CityCAMBRIA
StateCA
Zip93428-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES U 5 BL 48 LTS 6 & 7
Legal SubdivisionCAMBRIA PINES UNIT #5
Legal Block48
Legal Lot Number6,7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2040
Census Tract10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16012 MARTINCOIT RD, POWAY, CA 92064-2116
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2026 · Amount on Record
Deed SaleMar 2, 2026 · Amount on Record
Deed Document Number20266172
Prior Transfer DateDec 6, 2024
Prior Transfer Doc0000036618
Record UpdatedSep 20, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 2, 2026
Property Address536 LANCASTER ST, CAMBRIA, CA 93428-3214
Document Number0000006172
Map ReferenceMB 5 PG 2
Instrument DateFeb 2, 2026
Instrument2026006172
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16012 MARTINCOIT RD, POWAY, CA 92064-2116

Mortgage

Document Number0000006173
DateMar 2, 2026
Instrument2026006173
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$728,280 (+2%) Land $572,220 Building $156,060
2025$7,876.00 (+2.3%)$714,000 (+1,459.43%) Land $561,000 Building $153,000
2024$7,699.00 (+850.49%)
2023$810.00 (+2.27%)$45,786 Land $33,284 Building $12,502
2022$792.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

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