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560 Lancaster St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 560 Lancaster St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,116 sqft · built 1975
Lot Size0.121 acres (5,250 sqft)
Owner2 Trust Names on File
Last Sale$995,000 (Feb 2025)
Tax Bill$9,298 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022-243-026

Property Details

APN / Parcel Number

Primary APN022-243-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,116 sqft Living Area
1st Floor Area1,116 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area5,250 sqft (0.121 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address560 LANCASTER ST
CityCAMBRIA
StateCA
Zip93428-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES U 5 BL 48 LTS 11 TO 13
Legal SubdivisionCAMBRIA PINES 05
Legal Block48
Legal Lot Number11
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2040
Census Tract10403

Owner

560 Lancaster St is held in a trust since February 2025.

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address734 ROBIN DR, MERCED, CA 95340-8344
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2025 · Amount on File
Deed SaleFeb 28, 2025 · Amount on File
Prior SaleOct 15, 2021 · Amount on File
Deed Document Number20255494
Prior Transfer DateMay 29, 2007
Prior Transfer Doc0000038281
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 15, 2021
Property Address560 LANCASTER ST, CAMBRIA, CA 93428-3214
Document Number0000070215
Map ReferenceMB 5 PG 2
Instrument DateSep 13, 2021
Instrument2021070215
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1443 WAGONER DR, LIVERMORE, CA 94550-5813

Mortgage

Document Number0000070216
DateOct 15, 2021
Instrument2021070216
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 560 Lancaster St was $9,298.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,014,900 (+19.55%) Land $561,000 Building $453,900
2025$9,298.00$848,966 Land $530,604 Building $318,362
2023$8,936.00 (+2%)$816,000 Land $510,000 Building $306,000
2022$8,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 560 Lancaster St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 Lancaster St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

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