San Luis Obispo County property record for 526 Lancaster St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,096 sqft · built 1978 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Mar 2014) |
| Tax Bill | $5,124 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-243-024 |
| Primary APN | 022-243-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 5,250 sqft (0.121 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 526 LANCASTER ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 5 BL 48 LTS 3 TO 5 |
| Legal Subdivision | CAMBRIA PINES |
| Legal Block | 48 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 10403 |
526 Lancaster St is owned and occupied by an individual who acquired it in April 2014.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 526 LANCASTER ST, CAMBRIA, CA 93428-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2014 · Amount on File |
| Deed Sale | Mar 26, 2014 · Amount on File |
| Deed Document Number | 201411554 |
| Last Transfer Date | Apr 5, 2014 |
| Transfer Doc | 0000016468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 526 LANCASTER ST, CAMBRIA, CA 93428-3214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 526 LANCASTER ST, CAMBRIA, CA 93428-3214 |
| Document Number | 0000002441 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021002441 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 526 Lancaster St was $5,124.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $461,983 (+2%) Land $174,319 Building $287,664 | |
| 2025 | $5,124.00 | $452,925 Land $170,901 Building $282,024 |
| 2023 | $4,920.00 (+2.01%) | $435,339 Land $164,265 Building $271,074 |
| 2022 | $4,823.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 526 Lancaster St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (1995–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 526 Lancaster St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Ranch Wifi, Verizon.
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